Overview
Capital Markets Analyst position at Chetwood Bank.
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About Chetwood Bank
We’re a UK-based digital bank dedicated to getting the basics right and offering straightforward savings and mortgages.
Role Summary
Capital Markets Analyst - Northwest UK based - Hybrid working 2 days in office.
Role Purpose
To help with the sourcing, analysis and delivery of new inorganic assets to the Chetwood balance sheet. This will expand on the bridging forward flow line and 3 senior warehouse lines inorganically acquired by the bank over the last 12 months. The ideal candidate will have experience across several different asset classes and be able to assist with evaluating whether an opportunity will generate a suitable return, can be appropriately risk modelled and explained to and understood by the Bank's board and shareholders. The role will involve working closely with both internal and external stakeholders, including Chetwood’s principal investor. The role will principally support the Director of Capital Markets and work closely with Treasury, Finance and Risk to evaluate new inorganic opportunities, but will also provide additional support across the Commercial and Treasury teams when required.
Key Responsibilities
* Assist in analysing potential forward flow lines, senior warehouse lines and whole loan purchases across various ABS loan types (mortgage, consumer, auto, credit card, equipment, corporate).
* Actively take part in commercial negotiations of pool acquisitions, forward flow and senior warehouse lines.
* Help develop and maintain financial models to evaluate ROE across the inorganic portfolio, bond and asset acquisitions.
* Support wider finance projects, including capital planning and securitisation.
* Assist in preparing materials and analysis for internal and external stakeholders.
Required Skills & Experience
* 2 years of relevant experience (mortgages, capital markets and structured finance preferred).
* Strong interest in structured finance of ABS or credit risk.
* Excellent analytical and quantitative skills.
* Advanced MS Excel skills, ability to analyse large data sets.
* Numerate degree e.g. bachelor’s degree in finance, Economics, Mathematics, Business, Physics or related fields.
* Experience in cash flow modelling assets on a bank ROE basis.
* A good understanding of mortgage economics.
* Excellent attention to detail, and the ability to work accurately under pressure, often to tight timescales.
* A can-do attitude, a willingness to learn and to get involved.
Benefits
* Pension contribution with Royal London.
* Life Assurance.
* Private medical, dental and optical health insurance with AXA.
* Hybrid working – London/Wrexham.
* Free breakfast (where available).
Seniority level
* Associate
Employment type
* Full-time
Job function
* Analyst
Industries
* Banking
Manchester, England, United Kingdom
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