An exciting opportunity to forge a long-term career in Financial Services, becoming a full-time, fully employed CeMAP-qualified (or working towards) Mortgage & Protection Adviser with Zest Money Group, one of the region's most ambitious businesses.
We are looking for two ambitious and motivated individuals to join our Trainee Mortgage Adviser Academy and develop into highly skilled advisers through structured training, mentoring, and career progression.
Job Title: Trainee Mortgage Adviser
Enhanced Salary & Guarantee Structure
* Weeks 1–16 (training period): Basic salary of £25,000 per annum
* Months 4–6: Basic salary plus guaranteed commission – £30,000 per annum
* Months 7–10: Basic salary plus guaranteed commission – £32,500 per annum
* Months 11–16: Basic salary plus guaranteed commission – £35,000 per annum
* From Month 17 onwards: £25,000 basic salary plus uncapped commission (OTE £45,000+ realistic earnings, with many achieving £50K+ after Year 1)
Contract Basis: Permanent, full time, employed role
Location: Colchester, Essex – all training and employment will be based at our office. (This is not a remote-based opportunity.)
Training & Qualifications
* A comprehensive 16-week office-based training programme (9am–6pm, Monday–Friday) covering mortgage advice, protection, compliance, and customer engagement.
* Financial support provided to obtain your CeMAP qualification, including full study materials and exam entry costs paid. (We will also consider applicants who already hold CII qualifications.)
Once qualified, you will quickly transition into advising customers, with additional guaranteed commission during your first 12 months of advising.
What We're Looking For
* A strong desire to build a career in Financial Services, specifically within Mortgages & Protection.
* Previous experience in customer service, sales, or financial advice desirable but not essential.
* Excellent communication and interpersonal skills; able to explain financial information in a simple and engaging way.
* Organised, structured, and motivated with strong IT skills (competent in Microsoft Office).
Post-Training Role
As a Mortgage & Protection Adviser, your focus will be on providing high-quality advice and writing in excess of 16 mortgages with protection per month. You will be supported by a dedicated Adviser Support Team who manage customer contact, appointment setting, and case progression—allowing you to concentrate on what you do best: advising clients and achieving results.
Benefits
* 29 days paid holiday (20 days + 8 bank holidays + birthday off)
* Outstanding commission potential (top performers £65K+ earnings per annum)
* Structured induction and development programme
* Clear, defined career progression with promotional tiers and salary uplifts
* Contributory workplace pension
* Staff referral bonus scheme
Timeline
* Interviews taking place immediately
* Start dates available August/September 2025
Apply Now
If you are ambitious, motivated, and ready to develop a successful long-term career as a Mortgage & Protection Adviser, we'd love to hear from you.
Please email your CV and any queries to:
Job Type: Full-time
Pay: £24,420.00-£50,000.00 per year
Benefits:
* Additional leave
* Company events
* Company pension
* Employee discount
* On-site parking
* Private medical insurance
* Referral programme
Experience:
* Retail sales: 1 year (preferred)
* Hospitality: 1 year (preferred)
Licence/Certification:
* CeMap (preferred)
Work Location: In person