This range is provided by YouLend. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.
Base pay range
About Us
YouLend is the preferred global embedded financing platform for many of the world's leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US.
We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.
The Role:
A Senior Credit Risk Analyst is responsible for developing and managing analytical tools to evaluate and monitor credit risk across portfolios, ensuring effective risk management strategies.
* Risk Analysis: Utilising statistical techniques and data analysis to assess portfolio-level credit risk
* Portfolio Monitoring: Identifying trends, risks, and opportunities across customer segments using advanced analytics
* Policy and Strategy Development: Supporting the creation of credit risk policies, underwriting strategies, and pricing
* Data-Driven Insights: Delivering actionable insights and recommendations to optimise risk-adjusted returns
* Stakeholder Collaboration: Working with internal teams, including operations, product, finance, and compliance, to align risk management objectives with business goals
Requirements
* A degree in Finance, Statistics, Economics, Mathematics, or a related field
* Proficient in SQL
* Experience with credit scoring systems, credit policy and methodologies in the German market (consumer or SME)
* Strong understanding of credit risk metrics (PD, LGD, EAD) and financial modelling
* Experience with data visualization tools and techniques
* Excellent analytical, problem-solving skills and attention to detail
Desirable Skills
* Experience in SME lending
* Python
Benefits
Why join YouLend?
* Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work 2024" by the Sunday Times for being a supportive, diverse, and rewarding workplace
* Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC
We offer comprehensive benefits package that includes:
* Stock Options
* Private Medical insurance via Vitality
* EAP with Health Assured
* Enhanced Maternity and Paternity Leave
* Modern and sophisticated office space in Central London
* Free Gym in office building in Holborn
* Subsidised Lunch via Feedr
* Deliveroo Allowance if working late in office
* Monthly in office Masseuse
* Team and Company Socials
* Football Power League / Squash Club
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
Seniority level
* Seniority level
Mid-Senior level
Employment type
* Employment type
Full-time
Job function
* Job function
Other
* Industries
IT Services and IT Consulting
Referrals increase your chances of interviewing at YouLend by 2x
Get notified about new Senior Credit Risk Analyst jobs in London, England, United Kingdom.
London, England, United Kingdom 2 weeks ago
London, England, United Kingdom 2 hours ago
London, England, United Kingdom 3 weeks ago
London, England, United Kingdom 1 week ago
London, England, United Kingdom 2 weeks ago
Counterparty Credit Risk Financial Risk Management and Stress Testing (m/f/d)
London, England, United Kingdom 1 day ago
Director, Credit Risk Manager, Mid Market and Growth Technology
London, England, United Kingdom 2 days ago
London, England, United Kingdom 2 weeks ago
London, England, United Kingdom 21 hours ago
Associate/Vice President, Relationship Manager - Commodity Finance (Metals & Agri Team)
London, England, United Kingdom 2 weeks ago
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr