Are you ready tochart your own career path? With our refreshed strategy, we’re building on our rich heritage and transforming our business to be more scalable and efficient, unlocking the capabilities needed for future success. This includes significantly investing in technology, streamlining the way we work and creating an environment where colleagues feel engaged, empowered and accountable; where they can show up, speak up and perform - because we believe in the difference our work makes.
At a glance:
Location: Cirencester Office or Bristol
Workplace Type: Hybrid (2 days in office)
Employment Type: 12 month Fixed-Term Contract
Seniority: Mid-Senior Level
About the role
Partner Finance is responsible for the operation of a BSP and lending scheme that supports the growth and succession of Partner businesses across the Partnership. As an Operational Risk & Regulatory Change Analyst, you will play a pivotal role in ensuring that Partner Finance operates within a robust risk management and regulatory framework. You will own the day-to-day oversight of the division's risks and adapt controls as regulatory requirements evolve, and provide assurance that risks remain within appetite while delivering good outcomes for customers.
This role sits at the heart of Partner Finance as a first line defence, working closely with Compliance, Group Risk, and senior stakeholders to embed strong governance, effective controls, and a forward-looking approach to regulatory change.
What you’ll be doing
1. Leading and managing the assessment of existing and emerging operational risks impacting Partner Finance and its BSP/lending proposition
2. Creating and delivering an annual control testing plan, reporting progress and outcomes to key stakeholders
3. Working with Risk and Control Owners to assess key controls, identify efficiencies, and oversee improvements to control effectiveness
4. Managing and overseeing all risk and control actions within the Riskonnect system to ensure timely delivery and risk mitigation
5. Leading and coordinating half-year and full-year RCSA attestations
6. Contributing subject matter expertise to group-wide projects implementing new risk and regulatory requirements
7. Providing ad hoc assurance over controls and processes both within and outside Partner Finance
8. Reporting on risk management and control performance into appropriate divisional governance and oversight forums
Who we’re looking for
We’re looking for an experienced operational risk professional with strong regulatory knowledge and a proactive mindset. You’ll be confident operating in a complex financial services environment, able to interpret regulatory requirements and translate them into practical, effective controls. You’ll also be comfortable challenging the status quo to ensure that emerging risks are identified assessed and mitigated, while maintaining a strong focus on customer outcomes and regulatory integrity.
Essential skills and experience:
9. Proven experience leading operational risk and controls management initiatives within Financial Services, ideally across lending, credit, or consumer finance
10. Awareness of risk management frameworks and industry best practices relating to risk and controls
11. Experience of FCA regulation and frameworks, including Consumer Duty, risk management frameworks, RCSA, and control design
12. Awareness of Conflicts of Interest and lending related risk
13. Ability to assess complex operational and financial risk and control issues and provide clear, actionable recommendations
14. Excellent written and verbal communication skills, with the ability to clearly articulate complex risk and regulatory matters to senior stakeholders
Desirable skills and experience:
15. Experience contributing to or leading regulatory change or group-wide transformation projects within an operational environment
16. Relevant professional qualification or degree in risk management, compliance, finance, or a related discipline
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What's in it for you?
We reward you for the work you do, whether that’s through our discretionary annual bonus scheme that reflects both personal and company performance, competitive annual leave allowance (28 days plus bank holidays, with the option to purchase an additional 5 days), or online rewards platform with a variety of discounts.
We also have benefits to support whatever stage of life you are in, including:
17. Competitive parental leave (26 weeks full pay)
18. Private medical insurance (optional taxable benefit)
19. 10% non-contributory pension (increasing with length of service)
Reasonable Adjustments
We're an equal opportunities employer and want to ensure our recruitment process is accessible and inclusive for all, if you require reasonable adjustment(s) at any stage please let us know by emailing us at
Research tells us that applicants (especially those from underrepresented groups) can be put off from applying for a role if they do not meet all the criteria or have been on an extended career-break. If you think you would be a good match for this role and can demonstrate some transferable experience please apply, regardless of whether you tick every box.