Working Hours: This role is available on a part-time, job-share or full-time basis
Location: Flexible, with some travel to our Life Head Office in Swindon
Closing Date: 16th May 2025
The opportunity
We aim to be the best retail protection provider in the UK, offering a great experience for our advisers, customers, and staff.
We have an exciting opportunity for a Retail Protection Product Consultant to join our team. You'll help design, implement, and manage Zurich’s protection products that our customers need to secure their financial futures.
This role lets you support every stage of delivering our protection product development plan. You'll work in multi-functional teams to balance speed to market, project costs, regulatory compliance, and shareholder return. You'll make sure all proposition developments are designed and implemented with good customer outcomes as the main focus.
We are looking for someone who puts customers first and knows the UK financial services market well. Ideally, you have experience in retail protection. You should be eager to learn and understand the entire customer journey to make sure our protection plans always deliver good results for customers.
What will you be doing?
You’ll work with Proposition Development colleagues and other teams to design, implement, and maintain new and existing propositions on our Life Protection Platform.
Other key responsibilities will include:
1. Analyse the protection market, competitors and customer needs to identify gaps and opportunities where Zurich could create commercial advantage
2. Develop ideas to enhance existing and new propositions to better meet customer needs
3. Assess feasibility of new product ideas, build business cases, and recommend whether to proceed
4. Lead or support projects to refresh, upgrade, or create new protection propositions
5. Collaborate with experts from all areas of the business to ensure changes meet customer needs, offering personalisation and flexibility efficiently and cost-effectively
6. Identify, monitor, and mitigate delivery and regulatory risks before launch. Follow product development and risk & compliance procedures
7. Help develop and maintain our propositions on industry quote portals and best advice systems
8. Understand regulatory changes and their impact on the protection market. Work with other experts to assess what changes are needed to stay compliant
9. Understand sufficiently the commercial aspects of protection plans, such as pricing and reinsurance, as part of development process
10. Act as a retail protection expert across the business, helping other areas as required
11. Develop and maintain a network of experts in all relevant areas
Who are we looking for?
12. An understanding of the advised and UK Life market is required, with additional experience in the non-advised market being preferred
13. Experience in the UK Retail Protection market is preferred
14. A passion for being part of our journey to protect customers’ financial futures
15. Experience in working in and leading successful multi-functional project teams of various scales and complexities
16. Effective communication skills tailored to each situation, ensuring all stakeholders can contribute and feel listened to
17. A self-starter with a growth mindset, comfortable thinking creatively to overcome project delivery obstacles and challenges to meet customer and business needs
18. Comfortable using data, research, and customer and adviser feedback to balance competing demands and arrive at an optimal proposition design
19. Take action to manage your personal development. Specifically, committed to developing your protection subject matter expertise to provide technical advice and guidance across the business
20. Experience of supporting the planning and development of marketing / take to market content to support launch of product developments and tactical campaigns
What will you get in return?
Everyone’s different. That’s why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non-contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday.
Follow the link for more information about our benefits -
Who we are:
At Zurich we aspire to be one of the most responsible and impactful businesses in the world and the best global insurer. Together we’re creating a brighter future for our customers, our people, and our planet. With over 55,000 employees in more than 170 countries, you’ll feel the support of being part of a strong and stable company who are a long-standing player in the insurance industry.
We’ve made a promise to each other and every employee; to focus on sustainable impact, to care about each other’s wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future.
If you're interested in working in a dynamic and challenging environment for a company that recognises and rewards your creativity, initiatives, and contributions - then Zurich could be just the place for you. Be part of something great.
Our Culture:
At Zurich, our sense of community is strong and we’re particularly enthusiastic about diversity and inclusion, which we’ve won numerous awards for. We want our people to bring the whole of themselves to work and ensure everybody is made to feel welcome, regardless of their background, beliefs, or culture. We want our employees to reflect the diversity of our customers, and so are committed to treating all of our applicants fairly and with respect, irrespective of their actual or assumed background, disability, or any other protected characteristic.
We have an environment that places real importance on our people’s well-being from a physical, mental, social, and financial perspective. We work with our well-being partners and industry experts to provide the best advice and access to a wealth of lifestyle support. We’re also committed to continuous improvement, and we offer access to a comprehensive range of training and development opportunities.
We’re enthusiastic about supporting employees to help others by getting involved in volunteering, charitable and community activity. Our charitable arm, Zurich Community Trust, is one of the longest-established corporate trusts in the UK. In that time, we’ve awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.
So make a difference. Be challenged. Be inspired. Be supported, Love what you do. Work for us. #LI-Hybrid