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Are you ready to step up and play a key role in shaping commercial lending decisions within a fast-paced, high-performing team? Assetz Capital is looking for a driven and detail-oriented Credit Manager to join our Institutional Credit Team at our Manchester head office.
This is more than a job, it’s an opportunity to make your mark in the property finance sector, supporting major funding deals, influencing lending strategy, and helping develop best-in-class credit practices. Ideal for someone with a strong background in commercial or property development lending who’s now ready for increased responsibility and visibility and working to support the SME housebuilding sector.
What you'll be doing:
* Leading the assessment and sanctioning of commercial loan proposals alongside the frontline Relationship Directors.
* Acting as a key decision-maker in Deal Forums and liaising directly with institutional funders.
* Monitoring complex transactions through to drawdown and beyond, ensuring risk and compliance controls are met.
* Shaping lending decisions that align with our business strategy and funder appetite.
* Supporting less experienced colleagues and acting as a mentor for new team members.
* Continuously improving credit policy, process, and commercial thinking across the business.
About you:
* Proven experience in commercial lending, with a focus on real estate and / or development finance.
* A sound understanding of loan structures, securities, and FCA regulatory requirements.
* Strong communication and decision-making skills with the ability to manage multiple deals simultaneously.
* High attention to detail, with excellent organisational and analytical capabilities.
* Interest or ambition to progress within a forward-thinking and dynamic credit team.
What we offer:
* Salary: £50,000 - £100,000 depending on experience, skills, and seniority.
* Hybrid working (3 days in Manchester office, 2 from home)
* 26 days holiday, rising to 28 + bank holidays + birthday leave
* Private medical insurance, medical cash plan, life cover 4x salary
* Home office loan, Cycle to work scheme, free onsite parking & gym
* Regular company updates and social events
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