Retail Direct Trading Director
AXA UK
Join AXA Retail as our Direct Trading Director! We’re looking for a commercially savvy leader to drive growth, profitability, and exceptional customer experience across AXA, Swiftcover and Moja.
What you’ll be doing
 * Develop and execute the Retail Direct strategy aligned with AXA Retail and AXA Insurance plans to achieve growth and transformational customer improvements.
 * Oversee the multi-year P&L (top-line and bottom-line) and manage trading performance, pricing and portfolio optimisation.
 * Enhance customer experience through marketing and PPC campaigns to maximise quotes, conversion rates and brand trust.
 * Set risk selection appetite, underwriting acceptance criteria, and deploy counter-fraud rules across all products.
 * Ensure compliant product design, clear wording and regulatory standards.
 * Manage relationships with price-comparison websites and distribution partners, maintaining FCA compliance.
 * Lead and inspire teams, fostering a commercial, customer-focused culture with continuous improvement.
 * Strengthen governance, controls and risk management practices in line with regulatory requirements.
What you’ll bring
 * Degree level or equivalent education.
 * Equivalent professional qualification (e.g., ACII).
 * Senior management experience within the UK insurance industry, reporting to executive level.
 * Track record of leading teams to deliver outcomes and driving change.
 * Established market relationships at director or MD level.
 * Strong commercial acumen and deep knowledge of the UK insurance market.
 * Excellent communication and stakeholder influence skills.
 * Strategic thinking with organisational awareness and big-picture insight.
What we offer
 * Competitive annual salary and performance-based bonus.
 * Contributory pension scheme (up to 12% employer contribution).
 * Life assurance and private medical cover.
 * Company car allowance.
 * 28 days annual leave plus bank holidays, with option to buy/sell additional days.
 * Wellbeing services and AXA employee discounts.
Equal Opportunities
AXA is an equal opportunities employer. We do not discriminate on the basis of protected characteristics.
For a long-term condition or disability requiring adjustments, please contact kate.wilding@axa-uk.co.uk.
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