My client is an established Challenger Bank with a successful Development Finance business.
Responsibilities:
* To review and critically assess all project and corporate information provided by prospective customers, ensuring completeness and accuracy.
* Conduct through financial reviews and viability analysis of new business opportunities using the Bank’s proprietary Appraisal Model, ensuring speed and accuracy at all times
* To accompany Lending Directors on site visits and client meeting, taking detailed notes and ensuring that all that action points are diligently followed-up
* Prepare of Credit Papers for presentation to the Bank’s Credit Committee
* Prepare facility letters in line with Credit Committee approval, ensuring compliance with all stipulated terms.
* Instruct and collaborate with Solicitors, Valuers and project Monitoring Surveyors,) interpreting reports and addressing any arising issues.
* Deal with all KYC and other regulatory requirements (Source of Wealth, Source of Funds, Sanctions checks)
* Deal with the loan conditions and ensure each deal is in line with credit’s and the Bank’s expectations
* Take full ownership of deals from credit approval to completion, delivering exceptional customer service throughout the process
* Contribute to raising the Bank’s profile and reputation within the residential development industry through proactive marketing, intelligent deal analysis and best-in-class customer service
What you will Bring:
Qualifications and experience
* University degree or equivalent, or relevant experience in the financial services sector
* 3+ years of experience working in a similar role (in a bank or non-bank lender)
* Real Estate lending experience (essential)
* Experience working in a fast-paced environment
Competencies and Attributes
* Excellent written and verbal communication skills
* Highly organised with the ability to prioritise multiple deadlines effectively
* Good quality credit writing skills with attention to detail (essential)
* Team-oriented with the ability to collaborate effectively with colleagues
* Analytical mindset with the ability to assess the viability of a lending propositions
* Excellent customer service skills
Salary: up to £60k depending on experience
Location: London (hybrid working)