MERJE, Greater Manchester, England, United Kingdom
Senior Credit Risk Strategy Analyst
Our client is seeking a Lead Credit Risk Analyst to join their growing team. This role is based in Greater Manchester with 3 days a week in various office locations.
This range is provided by MERJE. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.
Base pay range
Direct message the job poster from MERJE
Key Responsibilities
* Developing, maintaining and improving credit risk strategies to allow the business to make high quality decisions for our customers driven by data.
* Providing analyses to run credit portfolios against agreed performance indicators.
* Supporting growth in the business through the delivery of WPB initiatives, delivering analytics to enable the design and roll-out of new lending products, enhancing existing product features and managing the exposure of our existing customers.
* Leading complex analytical projects to completion with minimal guidance;
* Formulating and clearly communicating conclusions and proposals giving consideration to the risk, reward and customer impact, collaborating with teams to make decisions;
* Identifying solutions to emerging risk issues, changing priorities, project completion issues and areas of conflict;
* Challenging established policy and procedures, where appropriate and suggesting improvements;
* Ensuring portfolio strategies and processes are aligned with the appropriate regulations and regulator guidance;
* Building strong interpersonal relationships and engaging with the wider organisation to provide insight and support for changes required to improve customer outcomes;
* Build relationships with and shape the development of junior team members and offshore analysts improving their knowledge, understanding and experience;
* Report progress on initiatives to Senior Management/governance forums on a regular basis;
* Maintain the highest standards of documentation
Key Requirements
* Previous experience in a relevant role, e.g. Credit Risk Analytics, Collections Analytics or an Analysis based role, with experience of secured or unsecured products;
* Excellent attention to detail and a track record of analytical capabilities using relevant software packages (i.e. SAS/SQL/VBA/Python) to analyse large amounts of data, draw conclusions and drive actions;
* An understanding of consumer lending products, profitability and credit risk;
* Experience of successful project management, working across a range of teams to deliver;
* You enjoy working collaboratively and are a clear communicator;
* Knowledge of FCA regulations and experience of their application in a consumer lending environment
* Possess a degree/qualification in an analytical/numerical field or equivalent
Send your CV to nmohamed@merje.com
Seniority level
* Mid-Senior level
Employment type
* Full-time
Job function
* Finance
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