Relationship Manager – Real Estate & Housing Sector
Location(s): Leeds, Sheffield, Leicester, Nottingham
Hours: Full Time
Working pattern: Hybrid – at least one day per week (20% of time) in the office.
About this opportunity
We have an exciting opportunity to join the highly successful Business & Commercial Banking Real Estate team in the North East & Yorkshire Region. We provide outstanding support for businesses within the SME sector and this exciting role is in the Real Estate & Housing team.
The successful candidate will manage a portfolio of BCB Real Estate clients across South Yorkshire, Sheffield, Nottingham & North Leicestershire, supporting existing customers and pursuing new market share.
Key responsibilities include delivering great client experiences, identifying growth opportunities, managing risks and utilising digital tools to drive value.
Your responsibilities will include:
* Develop a high-quality portfolio—broadening income, balance sheet, and client relationships—while making risk-aware decisions across lending and contingent liabilities.
* Own and deepen senior relationships with developers, investors, and owner‑managers; be the trusted point of contact who understands their ambitions and delivers against them.
* Build customised strategies and solutions by identifying client needs early. Lead lending assessments and collaborate closely with product, coverage, and pooled Client Relationship Team support to achieve the right outcomes.
* Be present when it counts—take charge of intricate or specialised lending requirements beyond the Client Relationship Team’s scope, ensuring clients remain supported and updated.
* Champion standards and opportunity—maintain asset quality, policy, and regulatory compliance while building your local market presence, crafting new business with Business Development, Product Partners, and key influencers.
* Work smarter, together—role‑model client‑first behaviours, use LBG’s digital tools with confidence, and simplify processes that improve experience and efficiency.
Why Lloyds Banking Group?
If you think all banks are the same, you’d be wrong. We’re an innovative, fast‑changing business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.
What we need from you?
* Proven expertise in Real Estate & Housing finance (e.g., development, investment, or social/affordable housing), with the credit judgement to arrange and negotiate complex transactions.
* A track record of balanced growth—meeting portfolio and income goals while managing risk, conduct, and regulatory obligations.
* Confidence engaging senior collaborators and building profile in the local market; you’re credible with introducers, professionals, and community influencers.
* A collaborative way of working—you bring the whole bank to the client by demonstrating product specialists, coverage teams, and pooled CRT support.
* Digitally curious, with the confidence to adopt new systems and tools quickly; you simplify how we work and elevate client experience.
* Relevant industry accreditation (or the motivation to work towards it) for specialist roles.
About working for us!
Our focus is to ensure we’re inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under‑represented groups. We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.
We also offer a wide‑ranging benefits package, which includes:
* A generous pension contribution of up to 15%
* An annual performance‑related bonus
* Share schemes including free shares
* Benefits you can adapt to your lifestyle, such as discounted shopping
* 30 days’ holiday, with bank holidays on top
* A range of wellbeing initiatives and generous parental leave policies
If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you.
Our purpose
At Lloyds Banking Group, we’re driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you’ll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you’ll have many opportunities to learn, grow and develop.
Data protection and privacy
We keep your data safe. So, we’ll only ever ask you to provide confidential or sensitive information once you have formally been invited to an interview or accepted a verbal offer. Your background checks will only occur at that stage and any request will come from a trusted Lloyds Banking Group person.
Inclusive culture
We’re focused on creating a values‑led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
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