We are working with a growing consumer finance fintech platform, who are looking to build out their Data and Analytics department. The team, who have recently received backing from a global Investment firm are now building out a Data and Analytics team in London - with a focus on supporting their Unsecured NPL Portfolio Investment team.
This role is ideal for a technically strong, quantitatively minded professional with a background in statistics and data science, looking to apply their skills in financial services. While specific NPL experience is not required, a passion for large-scale data analysis and modern analytics frameworks is essential.
You will work in a neo-bank/fintech-style environment, using cutting-edge technology to analyze terabytes of data and support high-impact investment decisions.
Responsibilities:
* Develop, implement, and validate statistical and machine learning models for analysing non-performing loan portfolios.
* Collaborate with cross-functional teams—including credit, collections, and data engineering—to translate business objectives into robust analytical solutions.
* Build software using modern technology to enable investing and asset management at scale.
* Apply Bayesian modelling and probabilistic programming techniques to address uncertainty and improve prediction accuracy.
* Analyse large-scale datasets to identify key drivers, trends, and early warning signals within NPL portfolios.
* Clearly communicate model results, insights, and recommendations to stakeholders, including both technical and non-technical audiences.
* Stay current with advances in statistical modelling, machine learning, and data science, continuously evaluating and integrating new techniques and tools.
Requirements:
* University degree in a STEM field (e.g., Mathematics, Statistics, Computer Science, Engineering, Physics, Economics); advanced degree preferred.
* Strong expertise in statistical modelling, Bayesian inference, and machine learning.
* Proficient in Python (using libraries such as NumPy, pandas, scikit-learn, PyMC or Stan)
* Experienced in SQL. Ability to write efficient and robust queries.
* Demonstrated experience working with large and complex datasets.
* Ability to communicate complex analytical concepts clearly and effectively to a range of audiences.
* Experience with model governance, documentation, and deployment best practices.
* Experience with cloud environments (e.g., AWS Sagemaker).
* Experience with collaborative development tools (e.g., Git, JIRA) is a plus.
* Prior experience in financial services, banking, or credit risk modelling is beneficial.
* 5-8 years experience in a Data/Analytics role, ideally within a Financial Institution
Why This Role
* Opportunity to build an analytics function from the ground up in a cutting-edge, entrepreneurial environment.
* Work with massive datasets and modern tools at the forefront of fintech innovation.
* High-impact role directly contributing to investment and portfolio decision-making.