Job Description
EMEA Capital Management
London/Hybrid
Contract to December 2026 – maternity cover
Day rate £800 via Umbrella Company
Our commitment is to provide equal opportunity regardless of, for example, your gender, age, ethnicity, disability, sexual orientation or beliefs. We also engage with employers to develop programmes and pathways that embrace diverse talent and promote more inclusive employment worldwide through partnerships and other initiatives. We recognise and celebrate the value of difference and how it makes us faster, smarter and more innovative than our competition.
My client is one of the largest financial institutions headquartered in Japan, with an established presence across all consumer and corporate banking businesses. Through its subsidiaries and affiliates, they offer a diverse range of financial services, including commercial banking, leasing, securities, credit card, consumer finance and other services.
They are looking for an EMEA Capital Management colleague to join the Portfolio Strategy Group on a maternity cover contract until December 2026. You will be working Monday to Friday, standard office hours with the occasional out of hours requirement in line with business needs.The role is hybrid working being in the office 2-3 days a week with the remainder of time working from home.
About the Role
This team plays a critical role in shaping how the organisation manages its balance sheet efficiently and maximises profitability across its lending activities. Sitting within the wider Planning function, the team provides a portfolio‑level, strategic view of how financial resources are deployed and optimised, ensuring the business makes informed, commercially sound decisions.
In this role you will support with the evaluation of business opportunities at sector, client and product level, stepping back to assess where growth makes strategic sense and how best to allocate resources. With responsibility for product and deal reviews, client profitability assessments and analytical modelling, you will require strong financial insight, excellent analytical capability and the confidence to bring gravitas to discussions with senior stakeholders. You should have hands‑on experience performing detailed calculations and financial analysis to support decision‑making.
* As a senior member of the Portfolio Strategy Group, lead strategically important initiatives across the EMEA region related to modelling, advocacy and optimisation of the region’s regulatory capital footprint and generate uplift to the regional ROE level.
* Identify ways to optimize EMEA RWA, Credit cost, etc across the region’s portfolio and product set by leveraging the knowledge and skill of Credit and capital modelling and complete it in collaboration with relevant departments in EMEA and globally including Tokyo.
* Establish an internal framework and platform to periodically provide useful EMEA wide portfolio data or information for enhancing decision making processes around asset allocation in EMEA working with the EMEA Product and Coverage departments.
* Co-work with Product teams across EMEA Departments to support them to develop new products or to improve value proposition of existing products by providing sophisticated analysis about market trends, capital consumption of the regional portfolio and the regulatory environment.
Accountabilities & Responsibilities
* Capital Management: identify initiatives that are regulatory compliant and enhance RoE profitability. Manage and review capital weightings across all EMEA’s product sets to ensure continued accuracy within internal model frameworks and an evolving external regulatory capital framework
* Stakeholder Management: In collaboration with relevant stakeholders and external stakeholder departments ensure business profitability enhancements are clearly articulated and where possible aligned to other initiatives / projections across the Group.
* Portfolio analysis: Support EMEA marketing teams on profitability analysis, deal structuring and approval and provide external benchmarks and analysis. Collaborate with stakeholders to ensure the approval process is transparent and efficient.
* Governance and assurance: Adherence to the Group's product development and procedures frameworks, ensuring products and policy are aligned with governance and assurance. Help drive the continual improvement and updating of product manuals, procedure manuals as SME for capital treatment for trade finance.
* Data Quality: Review of end-to-end frontline systems from booking of loans, transactions and derivatives through to capital allocation and RWA allocation to identify any enhancements and ensure products are treated appropriately.
* Consistency: Ensure all capital treatments and changes are consistent for the business across Economic Capital, Regulatory Capital, Stress Testing, IFRS9 (provisions) and RWA.
* Market Knowledge: Remain up to date with regulatory capital developments and act as a focal point for continuing regulatory capital compliance within EMEA, and support wider initiatives globally.
Knowledge, Skills, Experience & Qualifications
Financial
* Strong regulatory capital, profitability, and portfolio modelling experience
* Knowledge of balance sheet, income statement and basic accounting concepts
* Strong understanding of RWA, Capital and performance measures (ROE)
Regulatory
* Regulatory capital experience with Basel, specifically knowledge of regulatory environment (Basel, IFRS9
Project Management
* Ability to multi-task and be hands on in a fast-paced environment
* Excellent communication skills, both written and verbal, with the ability to build and maintain strong relationships.
* Strong stakeholder management skills and ability to influence and drive a strategic agenda.
* Passion for innovation; thorough understanding of new technologies, trade-related IT systems and project management
* Strong teamwork and collaboration mindset
Problem Solving
* A detail-oriented problem solver with proven ability to evaluate processes, controls, and issues to determine and assess risks
Initiative
* Creative self-starter with strong initiative, ability to take ownership and work independently as well as contribute to the broader team
Candidates must show evidence of the above in their CV to be considered.
Please be advised if you haven't heard from us within 48 hours then unfortunately your application has not been successful on this occasion, we may however keep your details on file for any suitable future vacancies and contact you.
We use generative AI tools to support our candidate screening process. This helps us ensure a fair, consistent, and efficient experience for all applicants. Rest assured, all final decisions are made by our hiring team, and your application will be reviewed with care and attention.