SENIOR CREDIT RISK STRATEGY MANAGER - UNSECURED
UP TO £110,000
REMOTE
This role does not offer sponsorship.
This is an exciting opportunity to join this company's credit strategy team where you will be responsible for the design and delivery of unsecured lending, credit risk strategy, and policy across the credit lifecycle for cards, personal loans, overdrafts, and SME lending.
THE COMPANY
This is an exciting new opportunity to work for a UK top 10 bank offering products across private, retail and business banking. The company are moving to becoming one of the UK's best digital banks, making it an exciting and innovative business to work for. This company also offer one of the industries most competitive benefits package.
THE ROLE
You will be doing the following daily:
1. Taking charge of and enhancing strategies across the credit lifecycle, including origination, cut-off management, affordability assessment, limit management, account management, further lending criteria, and cross-product pre-approval.
2. Actively managing the risk and reward balance of all credit strategies and policies to ensure performance aligns with guardrails and risk appetite, utilising internal and external data and scoring models.
3. Steering strategy approval within the appropriate governance framework and with key stakeholders.
4. Effectively influencing and c...