Payments & Settlements Officer
Edinburgh | Permanent | Hybrid | £Competitive + paid overtime
Are you looking to kick-start or grow your career in financial operations? Want to work for one of the fastest-growing global FinTech companies transforming the future of investment services?
We're hiring a Cash Payments & Settlements Officer to join our Investment Operations team. This is a brilliant opportunity to build experience in the heart of our trade settlement and payments function - supporting both institutional and retail clients on our market-leading wealth management platform.
What you’ll be doing:
As a Cash Payments & Settlements Officer, you’ll play a key role in the timely and accurate movement of client funds across a variety of financial transactions — including trade settlements, and client drawdowns. Your work will help ensure FNZ delivers an efficient and compliant service that protects client assets and supports our regulatory responsibilities.
In this fast-paced, team-based environment, your key duties will include:
1. Settling trades accurately and on time
2. Ensuring funds are correctly repatriated to client accounts on a daily basis
3. Monitoring debtor and creditor balances and taking action to clear aged items
4. Generating and reviewing FSA Client Money Calculations
5. Managing open control account items and ensuring ledger accuracy
6. Processing client payroll drawdowns where required
7. Investigating and resolving complex payment or settlement issues
8. Supporting continual process improvement and risk mitigation
You’ll receive full onboarding and support, with opportunities to work across different teams and functions as you grow in your role.
What we’re looking for:
This role would suit someone with an eye for detail, a commitment to accuracy, and an interest in financial operations or investment administration. You’ll be working with internal teams and external providers, so strong communication skills and a collaborative mindset are key.
To succeed, you’ll bring:
9. Experience in a financial operations, cash, or settlements role (preferred)
10. Strong attention to detail and reconciliation skills
11. Confident use of Excel and financial systems
12. A proactive and organised approach to managing tasks and priorities
13. An understanding of FCA CASS rules (desirable)
14. A problem-solving mindset and willingness to take ownership
15. A team-first attitude and eagerness to learn
Why join FNZ?
At FNZ, you’ll be part of a global fintech leader shaping the future of wealth management. We combine technology, operations, and investment expertise to help millions of people invest in their future.
Here’s what you can expect:
16. Competitive salary and paid overtime
17. Hybrid working and flexible hours
18. Private medical and life insurance
19. Cycle to work and wellbeing schemes
20. Paid training and career development support
21. Global mobility and internal progression pathways
22. Friendly, inclusive team culture
Ready to take the next step in financial services with a business that’s making a real global impact?
Apply today to become a Cash Payments & Settlements Officer at FNZ
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