OVERALL SUMMARY
At Close Brothers we look to recruit individuals from all different backgrounds and encourage you to apply even if you don’t tick every box. We celebrate diversity, promote inclusivity and are open to discuss flexible work options to help you balance your work and home life.
Join the Close Brothers Motor Finance Team where you will support our dealer partners and end customers by manually reviewing and processing motor finance proposals, whilst ensuring the business accepted by Close Brothers Motor Finance (CBMF) is within the business’ credit risk parameters.
Working as part of the Underwriting team our ideal team member will have previous experience in making the right decisions to ensure great outcomes for customers and dealer partners with excellent planning and organisational skills.
RESPONSIBILITIES
* Processing customer proposals and underwriting them in line with company policies and procedures.
* Liaising with motor dealer partners regarding the outcome / decisions of a proposal that has been underwritten.
* Negotiating with dealers, the figures and requirements to make the deal acceptable to CBMF and appropriate for the customer.
* Completing customer security checks.
* Processing the payment of funds to our dealer partners.
* Completing general administration tasks related to new business activity.
* Proactively record any regulatory incidents (within the CBMF regulatory requirements).
WE WOULD LOVE TO HEAR FROM YOU IF YOU HAVE:
* Excellent communication skills.
* Excellent IT Skills (MS Word, Excel and Outlook) with the ability to learn new systems.
* An ability to work well as part of a team collaboratively
* Experience in using decision-making skills.
* The ability to use and interpret information and data efficiently.
* A good attention to detail with high levels of accuracy.
* Experience of using negotiation skills within an operations process.
IT IS NOT ESSENTIAL BUT IT WOULD BE GREAT IF YOU HAVE:
* Knowledge of FCA regulations relating to Compliance, Data Protection, Anti Money Laundering, Consumer Credit Directive or Consumer Credit Act.
* Previous experience in an underwriting position and having held a mandate.
We are committed to providing an inclusive and accessible recruitment process. We recognise that candidates may have specific needs that require adjustments to ensure they have a fair and equal opportunity to demonstrate their skills and abilities. Candidates who require the job description or application form in an alternative format, or any other adjustments, are encouraged to email us at or request a call back.
ABOUT US
At Close Brothers we support employees to balance their work life priorities and in this role you will be able to enjoy a mixture of hybrid working.
Close Brothers is a leading UK merchant banking group providing lending, deposit taking and securities trading. We employ approximately 3,000 people, principally in the United Kingdom and Ireland. Close Brothers Group plc is listed on the London Stock Exchange and is a constituent of the FTSE 250.