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Manchester (Hybrid – 3/4 days in the office, 1/2 days from home)
Up to £40K per annum
Permanent, Full-time
Maxwell Bond are working with a financial services client who are building out a brand-new Consumer Asset Finance team and looking to bring an experienced Underwriter on board. This is a great opportunity to join at an early stage, get stuck into shaping the product, and make a real impact from day one.
You’ll be assessing credit applications for Hire Purchase agreements across a range of assets. The role comes with a delegated lending mandate, and you’ll be expected to work within agreed SLAs while balancing risk with commercial thinking.
They’re after someone with solid experience in consumer asset finance who’s confident making credit decisions, detail-oriented, and able to work effectively as part of a team. It’s a fast-paced environment, and the team’s working hard to launch something new - so if you’re proactive and enjoy helping to build things from the ground up, this could be a great fit.
Key responsibilities:
* Underwrite credit proposals within mandate, working to agreed SLAs
* Assess financial information and make sound, commercial lending decisions
* Work closely with other underwriters and stakeholders to gather the right information for decisions
* Help shape processes and continuously improve how things are done
* Support efforts to automate and streamline decisioning where possible
* Contribute to a strong customer journey and overall lending strategy
* Keep up to date with changes in the market and relevant regulation
What they’re looking for:
* Proven experience in consumer asset finance underwriting
* Strong judgement when it comes to balancing risk and commerciality
* Good understanding of financial documents and credit analysis
* Clear communication skills and a collaborative mindset
* Comfortable working in a fast-moving environment and building from scratch
Benefits include:
* 30 days holiday + bank holidays
* Discretionary bonus and share scheme
* Free gym membership
* Life assurance and income protection
* EV and cycle-to-work schemes
* Manchester city centre office
If you’re an experienced underwriter looking for something new and hands-on, where you can help shape how things are done from the outset, feel free to drop me a message for a chat. For more information, please contact Dan Rowland on 0161 840 1021 or [emailprotected]
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