Job Title: Underwriting Fraud Investigator (2 vacancies)
Contract Type: 12 month secondment, full time, part time options available (minimum 25 hours per week)
Salary Range: £26,400 - £33,000 depending on experience
Location: Eastleigh, Bournemouth, Gloucester or Manchester
Travel: You will be expected to attend an Ageas UK office 1 day per week, and attend a team day once per month.
Closing Date for applications: Tuesday 3rd March 2026
IUnderwriting Fraud Investigator: Step into a role where you can make a real impact from day one. As an Underwriting Fraud Investigator in our Pre Claims Fraud Team, you’ll be at the front line of protecting our customers and our business. You’ll use your curiosity, judgement, and investigative mindset to spot early signs of misrepresentation or fraud—before a claim even happens. Every insight you uncover helps us make smarter decisions, protect our portfolio, and support fair outcomes for genuine customers.
You’ll work with great people across Underwriting, Claims, Distribution, and our broker network, building strong relationships and becoming a trusted specialist. If you enjoy solving problems, asking the right questions, and using data to tell a story, this role gives you the space to grow, influence, and shape how we tackle fraud across the organisation. It’s a chance to stretch your skills, take ownership, and be part of a team that’s known for making a real difference.
Main Responsibilities as Underwriting Fraud Investigator:
1. Handle referral cases and policy queries with confidence, focusing on potential misrepresentation or fraud raised by Brokers, Operational teams, Police or Claims.
2. Use research skills and data analysis tools to spot patterns, identify risks, and detect suspicious behaviour across multiple systems and databases.
3. Act as a subject matter expert, building strong relationships with key internal teams and external partners to support high quality decision making.
4. Work closely with Claims, Underwriting, Operations and Distribution to maintain underwriting quality and reduce premium leakage.
5. Contribute to key projects by offering expert insight, practical support and clear recommendations.
6. Ensure all work follows legislative, regulatory and underwriting guidelines, maintaining accuracy, integrity and compliance at all times.
Skills and experience you need as Underwriting Fraud Investigator:
7. Previous motor and fraud experience is advantageous.
8. Solid understanding of Excel with experience analysing data and spotting trends.
9. Communicate with ease at all levels, including senior managers and directors, using strong written and verbal skills to influence and inform.
10. Use your planning, organisation and analytical skills to solve problems, manage priorities and deliver high quality outcomes.
11. Build strong working relationships and negotiate effectively, earning trust through integrity, objectivity and sound judgement.
12. Produce clear, accurate written work tailored to different audiences, while working independently and meeting tight deadlines.
13. Support change by challenging assumptions, probing for facts and using your understanding of Ageas’ operations to help shape better ways of working.
At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, Top Employer status in the UK.
Here are some of the benefits you can enjoy at Ageas:
Flexible Working- Smart Working @ Ageas gives employees flexibility around location (as long as it’s within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares. We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days.
Supporting your Health- Dental Insurance Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders, Well Being Activities – Mindfulness.
Supporting your Wealth- 50% off esure and Sheilas' Wheels motor and home insurance, Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans.
Supporting you at Work- Well-being activities, mindfulness sessions, Sports and Social Club events and more.
Supporting you and your Family-Maternity/pregnant parent/primary adopter entitlement of 16 weeks at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks’ full pay.
Benefits for Them- Partner Life Assurance and Critical Illness cover.
Get some Tech- Deals on various gadgets including Wearables, Tablets and Laptops.
Getting around- Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover.
Supporting you back to work- Return to work programme after maternity leave.