Senior Credit Analyst - Asset Finance
£55,000 - £65,000 + 20% Bonus + 12 Pension + Life Cover + Private HealthCare
Hybrid working - 3 days in office
The Role:
Underwriting and evaluation of credit and transaction risks through completion of credit applications for new and existing customers in UK and Ireland.
Responsibilities:
* Analyse and underwrite transactions under own authority for all types of assets
* Analysis of customer creditworthiness (via financial data, credit and sector reports etc. including customer visit).
* Risk evaluation of the deal structure (including collaterals, asset values, evaluation of exposure, etc.)
* Preparation of credit applications for deals above own authority
* Pre-qualification of deals with Sales
* Full compliance with all Risk Policies
* Adherence to decision making according to the authority matrix
* Compliance with rating systems
* Risk Reporting
* Organise and maintain credit files
* Novation and reschedule decisions
The Candidate:
1. Work under own initiative
2. Demonstrate highest level of integrity and professionalism
3. Strong analytical skills
4. Ability to work accurately under pressure
5. Ability to interact maintaining good lines of communication with all internal colleagues (especially Sales) as well as exter...