Senior Valuations Analyst – Consumer Lending
Hybrid – London | £70k + Bonus + Benefits
Ref: J12982
The Company
An ethical fintech reshaping consumer lending
Fair, transparent, and customer focused. They’re seeking a Lead Valuations Analyst with sharp modelling skills and a strong commercial mindset.
The Role
* Own and enhance credit card valuation models
* Use vintage data to track long-term cohort trends
* Refresh assumptions and sharpen forecasts
* Model new products and influence strategy
* Partner with finance, product, and commercial teams
* Deliver revenue, cost, loss, and profitability modelling
* Automate and streamline valuation workflows
* Monitor and explain forecast performance
About You
Brings solid consumer lending valuations experience, ideally within credit cards.
Fluent in Excel and SQL.
Analytical, commercially sharp, and an effective communicator.
Essentials
* 3+ years in valuations, credit, or finance
* Advanced Excel and strong SQL
* Degree in Maths, Stats, Finance, or similar
* Skilled in vintage data and financial modelling
* Comfortable in fast-moving settings
Bonus
* Experience grounding assumptions statistically
* Exposure to Python model migration
* Understanding of forecast integration
Package
* Up to £70k DOE
* Bonus, pension, private medical, life cover
* 25 days holiday
* Hybrid working