About the team
The Asset & Liability Management (ALM) Risk team is responsible for ensuring the bank adheres to all regulatory as well as internal risk appetite requirements with regards to liquidity risk, interest rate risk and solvency risk. The team has oversight over the first line business activity of the bank and is responsible for the accurate and timely reporting of key risk metrics to various committees, including the Board. The team reports into the Group Chief Risk Officer (GCRO) and works closely with Treasury, Capital Markets, Finance, Savings and Lending teams to ensure risks are understood and managed.
What you will be doing?
In this role, you will have the opportunity to support the ongoing operations of the ALM Risk function with respect to risk monitoring, assessment and reporting.
You will support established and future initiatives to enhance and upgrade the bank's policies, systems and controls in accordance with industry good practice and emerging regulatory standards.
One of your key duties will be to provide support in relation to the management of liquidity, interest rate and solvency risks, daily reporting and analysis.
Working within a supportive team you will be to deliver monthly reporting in relation to various committees and working groups whilst ensuring accurate data is provided in a timely manner and to a high consistent standard.
This role will provide you with a unique opportunity to gain oversight over the whole bank, whilst developing your skill set to support your career goals
Your responsibilities will include…
* Supporting production of internal Management Information, Daily and monthly reporting, and ad hoc risk analysis.
* Performing daily analysis of liquidity positions and monthly analysis of market risk positions with the ability to interrogate data to identify any issues.
* Supporting ALCO pack production and ALM risk numbers presented to ALCO.
* Ensuring access to relevant balance sheet data and ability to run current positions and historical analysis.
* Supporting analysis for ALCO and Risk Committee and drafting of papers.
What's in it for you?
We offer a base salary of £28,000-£34,000 dependent on experience and a competitive benefits package including:
* Discretionary annual bonus opportunity of up to 12.5%
* 28 days annual leave plus bank holidays
* Contributory pension (8% employer 5% employee)
* Life Assurance (4x salary) plus Group Income Protection
* Access to Private Medical Insurance and Medical Cash Plan
Please use this link to see the fantastic benefits available at OSB: OSB Careers
About us
OSB Group is a specialist mortgage lender and retail savings bank. Alongside passion for our products and customers, we're passionate about our people and want to continue building a collaborative and engaging environment
Do you have the skills?
We are looking for talented individuals who have the experience and knowledge set out below:
* Strong knowledge of MS-Excel capabilities (lookup functions, sumif functions, Pivot Tables etc.) is essential.
* Working knowledge of Excel modelling, Power Pivot/Power Query, VBA or SQL/Data Concepts are desirable.
* A good numerate/scientific Bachelor, Masters or post-Graduate degree would be advantageous.
* Excellent communication skills are essential.
Next steps
If this sounds like you, please apply now For internal applications please visit the internal careers page to apply.
Still on the fence? Hear from our team or explore our process: OSB Careers
Shortlisted candidates will go through a personalised recruitment process, that is relevant and conversational – inclusive any individual reasonable support required. We want to bring out the best in you
Diversity, Equity & Inclusion
Not sure if you meet the spec? Let us decide.
Research tells us that those from marginalised groups feel like they need to meet 100% of the criteria to apply. Here at OSB, we are committed to inclusivity and understand the value different experiences and perspectives can bring, so please don't feel like you need to check every box to apply for a role internally.
We champion diversity at all levels, with Board-level Diversity Champions tracking our progress. We are proud to be signed up to the Women in Finance Charter to actively support the growth and development of senior women in our sector and are dedicated to treating all our employees and job applicants equally, opposed to discrimination on any grounds.