Corporate & Commercial Credit Risk Manager - Risk Assurance
Team Risk and Credit
Location Holborn Office
County Central London
Ref # 24348
Closing Date 23-Feb-2026
At Metro Bank, we believe the best banking experience starts with people who genuinely care. We're not just delivering banking services - we're building trust through authentic connections. Here, our people come first; our colleagues are part of a team that values individuality, collaboration, and long-standing relationships. We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.
What You Will Do
The Credit Corporate & Commercial Credit Risk Manager provides independent oversight and assurance of credit decisions, assessments, and processes across Corporate and Commercial lending. They identify improvements and control gaps, working closely with First Line of Defence (1LOD) and Second Line of Defence (2LOD) colleagues to implement recommendations and ensure clear, robust processes are in place. This technical specialist role supports safe business growth by shaping and strengthening credit risk management and control frameworks. It requires strong analytical ability, broad credit risk expertise, and excellent influencing skills at all levels.
Execute credit risk assurance and thematic credit risk reviews across all Corporate and Commercial lending, engaging with
all relevant business units and control functions to ensure coverage of key risks. Align assurance activity with the bank's
assurance plan and emerging risks and regulatory changes
Execute process testing across Corporate and Commercial lending, ensuring compliance with documented credit risk
processes
Provide actionable insight on governance, credit risk exposure, and control effectiveness to inform strategic decision-making
Collaborate with 1LOD and 2LOD teams to implement actions, ensuring process changes are addressed and providing
support to 1LOD in executing change
Foster cross-functional collaboration. Build strong relationships with lending teams, underwriting teams, credit risk teams
and Internal Audit to ensure findings are understood
Deliver clear, actionable reports tailored to diverse audiences (board, operational teams, external parties)
And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns.
What You Will Need
Extensive demonstrable experience in credit risk, underwriting or credit assurance
You must have strong knowledge of credit risk management frameworks
Exposure to a variety of business models, product types, customers, geographies, and distribution channels
Skilled in preparing and presenting detailed documentation for executive stakeholders and regulatory reviews
Strong ability to develop and apply an objective, risk-based approach to recommending effective, pragmatic solutions,
ensuring alignment with the bank's risk appetite
Excellent drafting skills with a proven history of producing clear and concise material for senior executive audiences
Exceptional verbal communication, strategic thinking, and problem-solving capabilities
Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders
Our promise to you…
We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts
We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions
Important Footnote
Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that 'normal' office hours aren't always doable, and while we can't accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren't sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck