The Role Our Client is growing fast, and more customers means more credit decisions. There credit team of 27 analysts is expanding and were looking for experienced analysts to assess our customers in a fast, fair and accurate way. The Responsibilities To assess credit applications - youll use your experience, a variety of data sources and our tech platform to make fast, fair and accurate decisions. Youll have autonomy in decisioning, the scope of which will increase over time as you build knowledge of our systems and processes. You will support other analysts on larger and more complex decisions, which is a key part of our workflow. Our credit decisioning is data driven. Youll work alongside our analytics teams to optimise our approach to lending and adapt your own approach in line with that goal. The Requirements 3 years experience in commercial loan underwriting, credit sanctioning or credit analysis within the UK SME sector Strong business acumen and a working understanding of the risk and revenue drivers that influence the creditworthiness of a loan application The ability to interpret & analyse financial statements A motivated and enthusiastic attitude that works well in a regularly changing and fast paced environment Excellent communication skills. You will have direct telephone contact with our customers, daily interaction within credit whilst decisioning and regular contact with other teams on cross functional initiatives An analytical mindset with a practical approach to problem solving. You come up with innovative and scalable solutions to day-to-day problems and suggest changes to processes to improve efficiency This is a hybrid role, in which you'll be required to come into the office 3 days per week and can work from home the other 2 days. The Benefits They put a lot of effort into making a brilliant place to work: Offices in London, Leeds and Frankfurt Events and clubs, like bingo, comedy nights, yoga classes, football Two company retreats a year, weve been to France, Italy, Spain and further afield Plenty of drinks and snacks in our offices The benefits package is second-to-none: Medical insurance from Vitality, including discounted gym membership 25 days holiday, an extra day off for your birthday and the option to buy or sell up to 5 days of annual leave a year Instant access to emotional and mental health support with our partner, Spill Share options Generous maternity leave and shared parental leave A nursery tax benefit scheme to help you save money Paid volunteering time to support your chosen charity Extra leave if you want to travel or study One-month fully paid sabbatical after 4 years Cycle-to-work scheme and electric car scheme