Insure Recruitment is working in partnership with a high-performing UK Managing General Agent that continues to outperform the market across Personal Lines. As part of a planned growth strategy, the business is looking to appoint an Underwriter (or experienced Assistant Underwriter) into a high-impact, data-driven underwriting team, offering genuine long-term progression, strong leadership exposure, and the opportunity to develop into a senior underwriting role. The opportunity This is a visible, commercially influential position, ideal for an underwriter who enjoys combining risk selection, data insight, and regulatory responsibility. Reporting directly to the Underwriting Director, who operates across Guildford and London, you'll gain exposure to strategic underwriting decisions, portfolio performance, product governance, and compliance oversight, positioning you as a future leader within the team. Hybrid working is fully supported, with flexibility to work at their office in Surrey and attend meetings in London - as the role evolves. The role You will underwrite and manage Travel, Wedding, and other Personal Lines products, working closely with brokers, insurers, capacity providers, and internal stakeholders to support profitable and compliant growth. This role suits an underwriter or experienced assistant underwriter who enjoys working with data, MI, policy detail, and regulatory frameworks, rather than purely transactional underwriting. Key responsibilities Underwrite and manage Personal Lines portfolios across Travel, Wedding, Gadget and related products.Make underwriting decisions within delegated authority, escalating where appropriate.Analyse portfolio performance, loss ratios, trends, and emerging risks to support underwriting strategyUse Excel extensively for MI, reporting, and performance analysisBuild strong, commercially effective relationships with brokers and capacity providersSupport product development, pricing insight, and underwriting improvementsReview and contribute to policy wordings, product documentation, and underwriting guidelinesMaintain accurate underwriting records and robust audit trailsEnsure underwriting decisions align with FCA regulations, internal governance, and capacity provider requirementsActively support Consumer Duty, Fair Value assessments, and Treating Customers Fairly principlesAssist with Product Governance, including product reviews, target market considerations, and documentation accuracySupport audits and compliance processes relating to underwriting files, policy documentation, and regulatory reportingWork closely with Operations and Compliance teams to ensure regulatory expectations are met Skills & experience required Proven experience in Personal Lines underwriting (Travel and/or Home preferred)Strong Excel capability (pivots, formulas essential)Confidence working with MI, data analysis, and underwriting performance metricsUnderstanding of compliance, policy wordings, and FCA regulatory requirements, including Consumer DutyCommercial mindset with strong stakeholder and relationship management skillsAmbition to progress into a senior or leadership role Training will be provided on Power BI and other analytics tools; prior exposure would be advantageous. What's on offer Highly competitive salary (dependent on experience)Hybrid working with long-term flexibilityFull support for professional insurance qualifications22 days holiday (increasing with service)Pension schemeDeath in service benefitTravel insuranceEmployee Assistance ProgrammeRegular social events, staff incentives, and attendance at industry awards ceremonies Our client is recognised for its people-first culture, strong leadership, and exceptionally high staff retention. Investment in talent, technology, compliance, and development is central to their success-making this a career move built for long-term growth and progression. At Insure Recruitment, we're dedicated to building a diverse and inclusive workplace. Even if your experience doesn't perfectly match every qualification, we encourage you to apply. You might be the perfect fit for this role or another opportunity. We can't wait to hear from you!