Mortgage Loan Specialist
Hourly Full‑time, First/Mid Off & Manager in Winchester, VA, USA
Position has existed for 30+ days. Requisition ID: 4624
EQUAL OPPORTUNITY EMPLOYER, INCLUDING DISABILITY/VETS
Essential Functions
* Establish loan production sales goals with the Mortgage Division Manager.
* Actively sell, refer, deliver, and promote mortgage loans.
* Provide loan disclosure forms to applicants within regulatory guidelines.
* Maintain thorough knowledge of all mortgage loan programs offered and of competitive products and services.
* Maintain working knowledge of loan origination systems and procedures.
* Serve as a liaison for ARM production for assigned Certified ARM Originators.
Position Requirements
* College degree preferred.
* Minimum of 3 years mortgage lending experience.
* Must be compliant with Loan Officer Qualification Requirements of the SAFE Mortgage Licensing Act and Regulation Z, including review of financial responsibility, character, and general fitness prior to placement in the role and within 30 days of employment. Must hold NMLS registration and have satisfied background check requirements.
Position Standards
* Submits thorough loan applications with all applicable disclosures.
* Communicates documentation requirements to borrowers.
* Generates sufficient loan volume to meet goals; minimum annual goal of $10 million in originations is required.
Critical Skills
* Good sales techniques.
* Strong attention to detail.
* Good problem‑solving skills.
* Excellent communication skills.
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