Senior Motor Trade Underwriter - ManchesterWe have an exciting opportunity to join us at Cova Insurance as a Senior Motor Trade Underwriter within our Commercial Lines Team.At Cova Insurance, were all about protecting what matters most whether its your home, your car, or your business. Through awardwinning customer service and a wide range of insurance solutions, we strive to make a genuine difference for our customers, partners and each other.This role plays a key part in the profitable development of the Midlands, North and Scotland region, as well as our wider MidMarket portfolio. Youll have the opportunity to use your expertise to underwrite new business, support existing portfolios and build meaningful, longterm relationships with our broker partners.Were looking for someone who brings solid Motor Trade underwriting experience and enjoys working collaboratively with brokers to find the right outcomes for everyone involved.This role is hybrid, offering the flexibility to work from home alongside time in our Manchester office (2 days a week).Flexibility that works for youAt Cova, balance genuinely matters. We recognise that everyones circumstances are different, so were open to flexible hours, alternative working patterns and arrangements that fit around your life. Many of our colleagues already work flexibly, and were always happy to have an open conversation about what would work best for you.This is more than just a job; its an opportunity to grow, develop, and take on meaningful responsibility as part of a supportive and collaborative team.What does a typical day look like?Underwriting bespoke commercial motor trade risks in line with Covas strategy and underwriting criteriaSupporting profitable growth by underwriting both new and existing business, including regular onsite underwriting at broker officesBuilding and maintaining strong, trusted relationships with a panel of MidMarket brokersKeeping up to date with market developments, legislation and trends that may impact underwriting decisionsWorking collaboratively within agreed authority limits, referring cases where appropriateSupporting the development of Covas commercial lines portfolio by strengthening existing relationships and encouraging new broker partnershipsWhat you can bring to the teamExperience underwriting and trading commercial motor productsStrong relationshipbuilding and stakeholder management skillsAwareness of market, legal and industry developmentsThe ability to manage and prioritise work effectively across a varied portfolioClear, confident communication skills, with the ability to explain and promote Cova Insurance products positivelyNot sure you tick every box? Thats okay.At Cova, we know that people dont always meet every requirement and that potential matters just as much as experience. If this opportunity excites you and you feel you could thrive in the role, wed love to hear from you.Were committed to building a diverse and inclusive workplace where everyone feels supported, valued and able to do their best work.Why join us?Flexible working 36.25 hours per week with flexitime and hybrid optionsAnnual pay review plus performancerelated bonus (up to 30%, depending on level)Generous holiday allowance 2527 days plus bank holidays, with buy/sell optionsPension 7.5% employer contribution, rising to 9% with your contributionA culture where everyone belongs employeeled communities, inclusive initiatives and continuous learningMental and financial wellbeing support through our dedicated Wellbeing groupCareer growth professional training, qualifications and apprenticeshipsHealth and wellbeing benefits private medical cover, 24/7 Virtual GP, health checks, flu jabs and moreCar benefits Tusker Car Scheme with fully maintained, insured vehiclesEveryday savings gym discounts, Cycle to Work scheme and retail offers via Perkpaland much moreExcited about this opportunity? So are we.Apply today and be part of our journey.As a Disability Confident Employer, were committed to fair and accessible recruitment. If you need any adjustments or support during the recruitment process, please contact our Recruitment Team at: recruitment@coveainsurance.co.uk Applicants must currently reside in the UK and have full, unrestricted right to work. Unfortunately, were unable to offer visa sponsorship for this role.Salary:Dependant on ExperienceWorking hours:36.25