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Credit analyst

Watford
CRS
Credit analyst
£45,000 - £55,000 a year
Posted: 21 September
Offer description

Credit Analyst | £45,000k–£55,000k + 10% bonus | Hybrid (2 days London) | Hard & Soft Asset Finance

I'm representing a
leading global financial services organisation
in asset finance seeking an experienced
Credit Analyst
to join their growing UK team.

You'll be responsible for delivering
timely, well-balanced credit decisions
(up to £500k ticket size) within your underwriting authority, while supporting new business applications above mandate with sound recommendations. You'll work across multiple business units, underwriting both hard and soft assets from a wide range of introducers (vendors, suppliers, dealers, and brokers).

This role is perfect for someone who thrives in a
fast-paced environment
with short turnaround times (average 4 hours), while maintaining a structured and analytical approach.

Key Responsibilities

Analyse financial, asset, market, legal, and contractual information

Prepare clear, well-structured credit write-ups

Partner with sales teams to ensure smooth deal flow and great customer outcomes

Ensure compliance with regulatory requirements (including KYC)

Contribute to portfolio quality and risk committee discussions

You'll bring:

Experience underwriting or analysing transactions in banking or asset finance

Strong problem-solving skills and the ability to prioritise under pressure

Clear communication skills – both written and verbal

This is your chance to join a forward-thinking, inclusive business where you'll be supported to
develop, grow, and make an impact

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