Job Description
Financial Crime – Fraud Investigator
£375.00 per day Umbrella
Milton Keynes (2 days per week)
5 Month Contract
Our client is looking for a Fraud Investigator to join their Financial Crime team in Milton Keynes, with a specific focus on Fraud Prevention. We are seeking someone who has direct, hands‑on experience using SIRA and Hunter, understands how these tools operate, and can clearly evidence this in their background.
While the wider team covers a broad range of financial crime activity, this contractor will be dedicated to front‑end fraud detection and prevention.
Responsibilities:
* Lead investigations into suspected fraud, using prevention tools such as SIRA, Hunter, and CIFAS to identify risk indicators and suspicious patterns.
* Analyse vehicle finance applications and payment behaviour to detect identity fraud, misrepresentation, and unusual activity.
* Prepare and submit Fraud & Theft reports to Law Enforcement Agencies, including evidence packs and witness statements.
* Maintain accurate, compliant case records and secure evidence management from referral to conclusion.
* Conduct PEPs and Sanctions reviews, escalating potential matches appropriately.
* Prepare and submit Suspicious Activity Reports (SARs) to the NCA in line with POCA.
* Carry out EDD and transaction monitoring for high‑risk customers and behaviours.
* Respond to GDPR‑compliant information requests from LEAs and financial institutions.
* Perform KYC/CDD audits on Fleet and Retail finance applications and escalate areas of concern.
* Assess fraud and financial crime risks across dealer networks, brokers, products, and customer channels.
Experience Required:
* Essential: Demonstrable experience using SIRA and Hunter in a fraud prevention environment.
* Awareness of financial services regulations including MLRs, GDPR, POCA, the Fraud Act, Theft Act and Terrorism Act.
* Understanding of vehicle finance application processes and related products.
* Experience using financial crime systems such as CIFAS, Dow Jones etc. (desirable).
* ICA or equivalent qualification (desirable).
* Strong communication, influencing, and interpersonal skills.
* Resilient, self‑motivated, and able to work independently.
* Comfortable working under pressure and managing competing deadlines.
* Strong organisational skills with the ability to prioritise effectively.