Your newpany
A leading international bank is seeking a highly skilled and motivated Senior Credit Analyst to join its Credit Risk function in London. This role sits within the second line of defence (2LoD) and plays a critical part in supporting the bank’s corporate and institutional business through robust credit risk assessment and monitoring. Focusing on Large Corporate Clients.
Your new role
1. Prepare detailed credit risk assessments and rmendations for new and existing corporate clients, based on proposals submitted by front office teams.
2. Conduct in-depth analysis of counterparties, industries, financial statements, cash flows, and transaction structures.
3. Draft and update credit applications, including waiver requests, limit renewals, and new transaction proposals.
4. Present credit reports to internal Creditmittees and respond to queries from senior stakeholders.
5. Collaborate with first line of defence (1LoD) teams to support business strategy and client onboarding.
6. Monitor credit exposures and industry developments across an assigned portfolio.
7. Develop and maintain financial models to track credit and market signals.
8. Ensurepliance with internal credit policies and procedures.
9. Manage the end-to-end credit approval process using internal systems and coordinate with front office teams to meet timelines.
What you'll need to succeed
10. Proven experience in corporate credit analysis, ideally within an international banking environment.
11. Strong understanding of credit risk principles, financial analysis, and industry risk assessment.
12. Excellent written and verbalmunication skills, with the ability to presentplex credit issues clearly.
13. Familiarity with credit approval systems and regulatory expectations in the UK market.
14. Ability to work independently while collaborating effectively across departments.
What you'll get in return