Job Description
As a Head of Underwriting for large, complex Asset Finance deals, you will set the standards to evaluate, analyse, and approve large value credit proposals, and the approach to revisions to underwritten transactions. You will maintain the portfolio quality through a consistent level of credit risk assessment ensuring adherence to all policies and procedures.
You will have underwriting authority across all core origination channels including partners, accounting partners, vendor partners, brokers, and direct to customer relationships.
The role holder will be expected to be a core voting member of Transactional Credit Committee (TCC) and will hold the highest personal underwriting mandate in the credit function and will be a member of Credit Committee.
Role responsibilities.
1. Conduct detailed Credit Reviews and sanction Asset Finance transactions up to a personal credit underwriting mandate limit. This mandate will include hard and soft assets.
2. As a key member of TCC and holding the highest personal underwriting mandate within the Credit function, you will set the standards in terms of approach to large value transactions, and ensure that origination and funding requirements are adhered to when agreeing to exposures.
3. Set the standards / frameworks in respect of approach to large value transactions such that all c...