Job Title:Mortgage Underwriter
Location: Manchester
Hours: Monday to Friday, 9:00am - 5:00pm
Hybrid working 3 days in the office and 2 at home after successful completion of probationary period.
Contract Type:Permanent
About Fleet Mortgages
We are Fleet Mortgages, a people-focused business specialising in buy-to-let lending.We’ve been providing our fair and trusted service since 2014, and we were acquired by Starling Bank in 2021.
We are seeking a Mortgage Underwriter to join our Underwriting Team in Manchester. This role will be responsible for liaising with brokers to progress mortgage applications from initial receipt through to mortgage offer. In making your decision, you will be involved in ensuring relevant information has been received about both the potential borrower and property to assess both meet Fleet’s criteria and are suitable for lending.
This is a varied role and requires good decision-making and communication skills whilst also needing individuals with an excellent eye for detail.
Some of your day to day will include:
* Working with agreed objectives, service standards and deliverables.
* Ensuring relevant documentation and information received is checked for adherence to policy and criteria.
* Dealing with queries and enquiries effectively, accurately, and professionally, delivering excellent customer service.
* Providing prompt replies to all written correspondence.
To be successful you will need:
* Previous experience as a manual mortgage underwriter (essential).
* Currently holding a mortgage lending mandate (essential).
* Strong decision-making skills.
* Proven ability to exercise good commercial and professional judgment.
* Excellent communication skills, both written and verbal.
* CeMAP preferred or a willingness to study.
What we can give you:
* 11% non-contributory pension scheme from day 1
* 25 days annual leave, increasing with service
* You will also be able to purchase up to 5 additional days per year
* Private Medical Insurance
* Annual Discretionary Bonus
* Free Annual Flu Jabs
* Enhanced Company sick pay, increasing with service
* Income protection scheme
* Enhanced Maternity and Paternity leave and pay
* 2 paid days to volunteer each year (post probation)
* Electric Vehicle Salary Sacrifice Scheme (post probation)
* Retailer discount and cashback platform
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