FGH Business Centre 66-70 Vicar Ln, Bradford BD1 5AJ
Hybrid flexibility: 2 office days per week
Are you an experienced Credit Analyst looking for a new opportunity to elevate your career?
Are you an enthusiastic self-starter who enjoys managing your own workload and projects to identify risks and opportunities and influence business decisions?
Now is a fantastic time to join our Financial Services Team within a dynamic retail business as we embark on an exciting period of transformation and growth. Working collaboratively with our supportive team of fraud and credit risk experts you will have the opportunity to further develop and enhance your analytical and project management skills.
Innovation is key as we look for new ideas which will improve the customer experience and our business processes.
About The Role
To support the business in the management of credit risk; maximising sales opportunities whilst controlling bad debt losses and ensuring continued compliance with consumer credit regulations.
What You’ll Do
* Define and lead statistical analysis to review and optimise credit decision strategies, processes and models.
* Undertake ad-hoc analysis to inform business decisions and investigate specific risk issues.
* Plan and lead analytical projects ensuring timescales are met and quality is maintained.
* Lead the implementation of approved changes to the credit decisioning systems, acting as primary credit contact.
* Plan and lead the development new MI reports to meet business needs.
* Interpret MI to identify emerging trends, risks and opportunities. Communicate these to senior management to inform and influence business decisions.
* Support business wide projects and other departments with credit risk expertise and analysis.
* Provide support and training for senior/credit risk analysts
* Identify and implement continuous improvement initiatives to increase efficiency, resolve issues and/or improve business performance.
* Provide support and training for analysts across the credit risk function.
* Deputise for the Credit Risk Manager / Senior Credit Risk Manager.
About You
ABOUT US: FGH Financial Services
As a growing business innovating in a number of sectors, Financial Services plays a crucial role in the success of FGH, providing robust processes and ensuring that business decisions are made on the soundest possible management information.
For over 100 years, Freemans has been at the forefront of home shopping, delivering quality products and exceptional service. We’ve accepted the challenge to transform our business into a modern, digital-first retailer.
Based in West Yorkshire and part of the OTTO group one of the world’s largest online retail organisations, Freemans Grattan Holdings (FGH) is the home of familiar brands such as Freemans, Grattan, Kaleidoscope, and Curvissa.
What We Offer You
FLEXIBILITY
We offer a range of hybrid and flexible working options to help you achieve a healthy work life balance. Our full time head office colleagues work a minimum of 2 days per week in the office, allowing the perfect balance between collaborative in-person team work and the flexibility to work from home.
TRAINING & DEVELOPMENT
Turning your job into a career is a real passion for us and our development programmes will enable you to grow in role.
We offer clear career pathways that will show you the way, outlining the skills, behaviours and knowledge needed to perform at the next step.
We invest in our colleagues, giving them all the opportunity to progress. Our inspired leadership programme is aimed at equipping our future leaders to coach, develop, manage change and maintain situational awareness.
INCLUSIVITY
As a business, we depend on a fusion of identities, characteristics, backgrounds, and cultures to fully appreciate our people and our customers. Freemans has a long-standing commitment to ensuring fairness and balance.
Our company is an inclusive organisation where everybody can make the most of their talent and abilities. Our pay, reward, and progression approach is based solely on fairness and merit.
Our values and policies ensure that all colleagues receive fair and equitable treatment. We work hard to attract the very best talent, develop our workforce and create a culture of fairness and integrity for all.
Benefits
We firmly believe that we should reward our brilliant people with extensive benefits to help them stay healthy, relax and re-energise, have fun, manage the day-to-day and plan for the future. Here are just some of our great benefits:
* Competitive salaries and annual bonus scheme
* 37 Days holiday including bank holidays
* Healthcare cash plan
* Competitive pension scheme
* Life assurance
* Paid paternity and maternity leave
* Incredible staff discounts
* Subsidised Canteen
Ready to apply?
If you’re excited about this opportunity and want to join FGH, click apply now to send us your application.
Further information