Job Description
Job title: Property & Casualty Underwriter
Salary: £40,000 - £50,000 DOE
Location: Birmingham
PURPOSE OF ROLE
Lawes Consulting is supporting a top-tier insurer in recruiting a skilled Property & Casualty Underwriter to join their Birmingham office. This role is ideal for someone looking to underwrite a varied book across Property, Liability, Combined, and Construction, working with a mix of national and independent brokers.
RESPONSIBILITIES
* Underwrite and manage a portfolio across core commercial classes
* Develop and maintain relationships with regional broker partners
* Assess risks accurately and deliver profitable underwriting decisions
* Contribute to new business growth and retention in line with regional strategy
* Provide input into pricing, risk appetite, and broker development initiatives
* Collaborate across teams to support operational and financial goals
DAY-TO-DAY
* Underwrite new and renewal cases ranging from £10k GWP to high-value risks
* Actively support both new business and existing business
* Engage regularly with national and local brokers to build long-term partnerships
* Apply a balanced approach to underwriting-combining technical insight with commercial judgement
EXPERIENCE
* 2-3 years minimum in commercial underwriting, ideally across Property, Liability, and Combined
* Experience with UK-based commercial risks and broker distribution
* Composite insurer background preferred, though strong MGA or binder-underwriting experience will be considered
* Solid understanding of trading with both large national and independent brokers
SKILLS
* Strong analytical and risk assessment capabilities
* Confident communicator with excellent broker-facing skills
* Commercial mindset with a focus on underwriting discipline
* Proficient in prioritising workloads and managing a varied case pipeline
* Technically sound in underwriting construction and combined commercial risks
If you have the relevant experience or know someone that does please contact me now on or email us at