The role: As a Risk Underwriter, y ou will play a key role in assessing credit risk, developing underwriting models, and implementing policies to drive sustainable growth. This role is crucial in assessing and managing credit, performance, and fraud risks across our supply chain finance portfolio while supporting business growth through prudent risk management. Responsibilities: Development of requisite underwriting principles and parameters for automated underwriting of a part of the credit portfolio. Review and enhance the underwriting principles and parameters through continuous testing and feedback. Conduct country and industry research and develop strategy for the assigned portfolio or new targets. Create summaries and reports on market trends and news. Monitor and regularly assess the quality of the assigned credit portfolio and initiate corrective actions for minimising credit losses. Maintain an understanding of current, new, and emerging risk trends within the assigned geographies and industries. Background/Experience: 6 years experience in financial services as a Credit Underwriter or Credit Analyst. Experience in the underwriting companies in the SME sector, preferably in one or more country jurisdictions. A sound understanding of financial ratios, and experience in analysing financial statements is a necessary requirement. A grasp of multiple industries and geographies and its current business environment is an advantage. Strong analytical capabilities and excellent ability to co-relate multiple data sources to inform meaningful decisions. A strong work ethic with great attention to detail; a team player with the ability to work independently while contributing to the success of the team at the same time. Excellent verbal and written communication skills, as well as multilingual skills and always maintaining an enthusiastic ‘can-do’ attitude. Can effectively collaborate at all levels.