Job Description – Equity Release Underwriter (Glasgow)
Department: Underwriting
Reports to: Head of Underwriting
Location: Glasgow: 3 days in the office
Contract Type: Permanent
LiveMore exists to challenge the unfair NOs in the mortgage world. That’s why our mission is to empower mortgage brokers to lend more by turning NOs into YESs and by maximising affordable borrowing. By doing that whenever we can, we help our customers live more and be ready for all that’s yet to come.
Using our unique LiveMore Mortgage Matcher® and LiveMore Maximum Borrowing Calculator decision engine technology, we excel at overcoming challenges involving affordability, risk and Consumer Duty. We innovate for customers and mortgage brokers in need, where others don’t – like with LiveMore’s current mortgages ‘up to’, ‘into’ and ‘in’ retirement.
LiveMore is an innovative company with ambitious plans, and we know that our people are the key to achieving our goals. As evidence of our growth, in June 2025 we were recognised as one of the Top 100 Fastest Growing Companies in the UK by the Business Leaders 500 and we will lend in excess of £350m this year.
Purpose
This position is primarily responsible for delivering exceptional underwriting performance and ensuring compliance with regulatory and internal standards. While the bulk of the role is focused on underwriting, it also includes leadership of the Glasgow underwriting team (three team members) with a smaller weighting, providing guidance and support as needed.
Location
* Based in Glasgow three days per week (hybrid working model).
* Remaining days can be working from home.
Key Responsibilities
* Underwriting (Primary Focus)
* Assess and approve cases in line with policy and risk appetite.
* Ensure accuracy, fairness, and compliance in all underwriting decisions.
* Drive continuous improvement in underwriting processes and risk assessment.
* Leadership (Secondary Focus)
* Provide leadership to the Glasgow underwriting team of three, including coaching and performance coaching.
* Support team development and engagement while maintaining focus on personal underwriting responsibilities.
* Collaborate with cross-functional teams to support strategic objectives.
* Maintain compliance with all regulatory requirements and internal governance frameworks.
Skills & Experience
* Proven experience in underwriting, ideally in a senior or specialist capacity.
* Ability to provide supportive leadership alongside core underwriting duties.
* Strong communication and stakeholder engagement skills.
* Knowledge of regulatory frameworks and risk management principles.
Benefits
* 30 days holiday plus bank holidays
* Health cash plan
* Growth Shares
* Salary Sacrifice pension scheme
* Employee assistance programme
* A supportive and collaborative working environment with a Wellbeing Calendar focused on supporting mental, physical and financial wellbeing
* Structured quarterly career planning meetings with your Line Manager to support you with opportunities for professional development and promotion