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Commercial insurance underwriter

Birmingham (West Midlands)
FryerMiles Recruitment
Underwriter
Posted: 7h ago
Offer description

Commercial Insurance Underwriter

Salary: up to £40k + benefits
Hybrid working

A fast-growing MGA is expanding its underwriting function and is looking to appoint a Commercial Insurance Underwriter to support continued growth across its e-trade and SME portfolios.

This is a great opportunity for an experienced underwriter or someone looking to step into underwriting from a commercial insurance or broking background. You'll join a collaborative, forward-thinking team where decisions matter and development is actively supported.

The Role

You'll play a key part in driving profitable growth by underwriting new business, managing renewals, and handling mid-term adjustments, while delivering a high standard of service to broker partners.

The role suits someone commercially minded, confident assessing risk, and comfortable balancing underwriting discipline with trading opportunity.

Key Responsibilities

* Profitably underwrite new business, renewals, and mid-term adjustments
* Negotiate terms and support broker relationships with a service-led mindset
* Assess and analyse risk using underwriting judgement and data
* Ensure underwriting decisions align with governance and compliance standards
* Manage workload effectively to meet service and performance targets
* Collaborate with internal teams including sales, operations, and underwriting leadership

Skills & Experience

* Experience within commercial insurance underwriting or a relevant broking/insurance role
* Knowledge of SME, Property Owners and/or Liability risks
* Understanding of core underwriting principles and risk selection
* Strong communication, negotiation and relationship-building skills
* Commercially aware with a trading mindset
* Highly organised with strong attention to detail
* Cert CII (or working towards) desirable but not essential

What's On Offer

* Competitive salary up to £40k
* Hybrid working model
* Generous annual leave allowance plus bank holidays
* Pension scheme with enhanced employer contributions
* Funded professional qualifications and development support
* Health and wellbeing benefits including virtual GP access
* Employee assistance programme and wellbeing support
* Regular social events, recognition awards and long-service benefits


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