Company Description
Benefits of working at Together
1. 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
2. Free access to company holiday homes
3. Buy & sell holidays
4. Discretionary annual bonus plus an additional Shared Reward Bonus
5. Matched pension contribution
6. Health cash plan plus Private medical insurance
7. Life assurance and Critical illness cover
8. Travel season ticket loans and Ride to work scheme
9. Free local gym access
10. Local bar / restaurant discounts
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Company Description
We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans.
We take the time to understand our customers and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 750 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.
Job Description
As a Compliance Manager,you will be responsible for providing the second line of defence regulatory and conduct advice, supporting the business to understand and meet regulatory requirements consistently and appropriately. The role partners with business units particularly across Product, Sales, Operations and Intermediary Relations to deliver proportionate advice, challenge and oversight. Key aspects of the role include providing regulatory input into business activities, assessing business incidents for potential regulatory breaches, horizon scanning and promoting a positive compliance culture.
As a Compliance Manager,we are looking for someone to:
11. Providing timely and practical regulatory advice to business units, helping them meet compliance requirements while supporting good customer outcomes
12. Reviewing and challenging customer communications, business policies, frameworks and procedures to ensure they reflect regulatory expectations and internal standards
13. Attending relevant working groups and operational forums to provide compliance input, support regulatory adherence in business change activities
14. Maintaining and update compliance policies, procedures and guidance documents
15. Conducting Horizon Scanning activities to identify regulatory developments and summarise key impacts for the Compliance team and business stakeholders
16. Building effective working relationships with business stakeholders, supporting their understanding of compliance
17. Supporting identification, assessment and escalation of conduct and regulatory risks within business operations
Qualifications
Essential
18. Previous experience in a compliance or regulatory advisory role, ideally within the mortgage, lending or broader financial services industry
19. Strong working knowledge of the regulatory handbooks and associated guides and codes of practice, particularly in relation to MCOB and Consumer Duty requirements
20. Ability to understand, interpret and apply regulatory standards to business activities, policies and governance frameworks
21. A natural inquisitive mindset with a strong appetite for horizon-scanning and being able to think laterally about emerging risks, regulatory changes, and opportunities for the company
22. Sound judgement with the ability to assess situations, foresee risks and opportunities, and escalate appropriately when needed
23. An interest in technology, innovation and emerging tools (including AI) to support the evolution and efficiency of compliance processes
If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.
Additional Information
Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.
If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.