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Credit Manager – Property Development Finance, Telford
Client:
Location:
Telford, United Kingdom
Job Category:
Other
EU work permit required:
Yes
Job Views:
1
Posted:
22.08.2025
Expiry Date:
06.10.2025
Job Description:
Credit Manager – Property Development Finance
The Company:
An established, highly successful and rapidly growing FinTech. A commercial lender with nationwide coverage, financing Property Investors, Developers, and SMEs to help them grow. Recognized as one of the UK’s top 100 fastest-growing technology companies in the Sunday Times Tech Track 100 for 2 consecutive years.
Role Purpose:
As a Credit Manager, you will be responsible for maintaining the credit quality of new loans using the Company’s Credit Models and Policies, ensuring lenders do not take undue risk. Extensive development finance knowledge and experience are required.
Role Responsibilities:
* Adhere to sanction limits according to the company's sanctioning matrix.
* Assist in developing and recommending loan objectives, policies, and practices.
* Ensure all credit reports comply with company policies.
* Report exceptions and provide recommendations.
* Advise on concentration risks and suggest mitigants.
* Identify and recommend improvements to policies and procedures.
* Stay updated on market rates and regulatory issues.
* Ensure risk controls are followed daily.
* Conduct pre-application discussions with Relationship Directors.
* Participate in Deal Forum and Borrower Review Forum.
* Respond to pricing requests within SLAs.
* Review sighting papers and credit reports, providing approval, decline, or alternative terms.
* Respond to lender questions via website Q&A.
* Coordinate with the deal team to ensure timely loan drawdowns.
* Verify compliance of new loan agreements.
* Ensure all conditions are met before loan drawdown.
* Attend departmental meetings to promote credit knowledge.
* Monitor development loans post-deal, including drawdowns and updates.
* Provide redemption figures and loan statements.
* Attend client meetings as appropriate.
* Train and support new relationship staff.
Skills & Knowledge Required:
* Extensive property development funding credit experience.
* Ability to make informed decisions on new deals.
* Awareness of broader business impacts and a commercial approach.
* Strong decision-making skills.
* Good internal and external communication skills.
* Understanding of how credit issues affect the wider business.
* Attention to detail and accuracy.
* Excellent organizational skills.
* Proficiency in Microsoft Word and Excel.
* GCSE level education or equivalent.
* Experience in FCA-regulated environments.
* Experience in similar financial services roles.
* Knowledge of loan, security, and financial documents.
Future & Reward:
* Join a stable, growing business with a collaborative team environment.
* Opportunities for career advancement.
* Competitive salary, bonus, pension, healthcare, life cover, and other benefits.
* Flexible working hours and good work-life balance.
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