💜 Senior Decision Scientist (Lending)
Lovey | Birmingham (Hybrid) | Up to £95,000
💜 About Lovey
Lovey is a fast-growing fintech helping UK businesses access the funding they need to grow. Since 2016, we’ve supported thousands of companies through smarter, faster, and more transparent lending.
We’re proud to be a Top 15 fastest-growing finance company, a Great Place to Work, and to hold a 4.9 Trustpilot rating, driven by our focus on innovation, trust, and real customer impact.
💜 The Role
We’re looking for a Senior Decision Scientist to lead the development of cutting-edge credit decisioning models across SME lending.
You’ll own the end-to-end model lifecycle, from problem framing through to deployment and monitoring, while working at the intersection of data, risk, and product to shape the future of our lending strategy.
💜 What You’ll Do As Senior Decision Scientist
* Build and deploy ML and statistical models for credit risk, affordability, and pricing
* Own the full model lifecycle (data, features, modelling, validation, deployment, monitoring)
* Develop monitoring frameworks and performance dashboards
* Drive innovation through new data sources, challenger models, and experimentation (A/B testing)
* Translate complex models into clear, actionable business insights
Requirements
💜 What We’re Looking For From Senior Decision Scientist
* Strong experience in machine learning within lending (SME essential)
* Proficiency in Python & SQL
* Proven end-to-end model development experience
* Background in fintech and automated decisioning environments
* Solid understanding of UK credit risk & regulation
* Ability to communicate effectively with both technical and business stakeholders
💜 Bonus Points
* Consumer lending experience
* Experience with model governance & monitoring frameworks
* Strong commercial mindset and ownership attitude
Benefits
💜 Why Join Lovey?
* Be part of a high-growth fintech shaping the future of SME lending
* Work on high-impact models used in real underwriting decisions
* Collaborate with a talented, cross-functional team
* Join a company that truly values innovation, trust, and people