Why a Great Opportunity
We have recruited for this bank for over 20 years. We have placed people from front-line analysts through to Chief Legal, Chief Credit, and Chief Operations officers.
They are a great bank with a super strong culture of accountability, analytics, and data. I've personally placed people at the level of a Senior Analyst and seen them advance up to C-level in under 10 years.
They have never laid off a person, not after 9/11, not in 2008, and not now. They don't believe that a person should lose their job to improve the balance sheet. It doesn't mean candidates are guaranteed a job forever. People who are not doing their job well will be released, but it will be after every effort is made to find a better fit within the organization.
Unfortunately, there is ABSOLUTELY no flexibility on location, even in the midst of Covid-19. Given that this role is fairly junior, assistance for relocation is unlikely to exceed a few thousand dollars, but it is available.
This person needs to be able to deal with brilliant and demanding people.
Job Description
This position is a part of the Risk Management department. Our risk professionals are tasked with identifying revenue opportunities and risk trends by monitoring the performance of our existing portfolio, growth opportunities, and general market trends. We develop and implement strategies for credit line increases, authorizations, collection, fraud, retention, and the sale of revenue based products.
In the role of Risk Analyst, the position will be responsible for driving incremental growth through the Multiple Account acquisition program, which provides existing card members opportunities to deepen their relationship with the Bank and is one of the Bank’s fastest-growing source of new accounts. This position will focus on analyzing, reporting, and optimizing the impact and performance of Multiple Account acquisition strategies, including analysis that evaluates the risk of the program and sizes growth opportunities.
Essential job responsibilities include developing and maintaining reports to track program performance and profitability, conducting analysis to drive growth, presenting findings to upper management and recommending strategical improvements.
The position reports directly to the Assistance Vice President responsible for Acquisition Risk Management.
Summary of Essential Job Functions
* Analyzing, reporting, and optimizing the impact and performance of Multiple Account acquisition strategies.
* Leading analysis in order to evaluate the risk of new and existing programs
* Driving incremental growth through the development of new strategies or the optimization of existing strategies in the Multiple Account acquisition program.
* Assessing Multiple Account application underwriting rules and strategies to align for business standards and strategic goals.
* Presenting findings to upper management and recommending strategical improvements.
Qualifications
* Bachelor's Degree in Economics, Finance, Business, Math or related field.
* 3+ years analytical experience in Banking, Finance, Insurance or Gaming.
* 3+ years advanced use of at least one of the following: Microsoft Access, SQL Server, Oracle, or SAS
* Intellectual horsepower with problem solving and analytical skills.
* Must be proficient in data mining and financial modeling procedures.
* Self-starter, who can work independently with a high degree of organization on several projects at one time.
* Sufficient self-confidence and ability to propose new ideas/solutions.
* Ability to quickly assimilate and analyze large amounts of information.
* Strong knowledge of Microsoft tool suite (Excel, Word, PowerPoint, Visio).
* Knowledge of financial analysis and profitability drivers.
Preferred (Not Required):
* Advanced degree
* Consumer Credit Card industry experience
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