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Independent financial adviser

Cardiff
Freelance
mbf
Independent financial advisor
€60,000 - €80,000 a year
Posted: 13 June
Offer description

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Director/Senior Recruitment Consultant - Financial Services - South West & Wales

An exciting opportunity has arisen for an experienced Independent Financial Adviser (IFA) to join a well-established and highly regarded financial planning team based in Cardiff. This is an integral appointment for a successful firm offering the chance to take over an existing client book and continue to grow through warm internal referrals and your own business development.

The Opportunity:

* Inherit a client book of approximately 100 clients, representing around £23 million in AUM and £100k in recurring income
* Provide high-quality, holistic financial planning advice to high-net-worth individuals
* Work closely with internal departments who generate ongoing client referrals
* Join a firm committed to client outcomes, compliance, and ongoing adviser support

Key Responsibilities:

* Deliver personalised financial advice covering pensions, investments, tax, protection, and estate planning
* Build and maintain long-term client relationships through regular reviews and tailored solutions
* Develop new business opportunities through networking, referrals, and cross-department collaboration
* Ensure all advice and documentation complies with regulatory requirements

What You’ll Need:

* Level 4 Diploma in Financial Planning (DipPFS or equivalent)
* SPS (Statement of Professional Standing)
* Proven experience advising high-net-worth clients across a range of financial planning areas
* Strong technical knowledge and up-to-date regulatory understanding
* A client-first mindset and excellent interpersonal skills
* Additional qualifications such as Chartered Financial Planner or CFP are highly desirable

Benefits Include:

* Salary up to £55,000 (DOE) plus performance-based bonuses
* Client book provided
* Support with professional fees and exams
* Employee wellbeing and assistance programmes
* Discounts with local businesses and other employee perks

This is a unique opportunity to step into a fully supported role with an active client base and ongoing development potential.


Seniority level

* Seniority level

Mid-Senior level


Employment type

* Employment type

Full-time


Job function

* Job function

Finance

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