We have a great opportunity for someone to join our Portfolio Team on a 12 month secondment basis. If you have experience working with commercial lending customers and are looking for a role where you’ll have the opportunity to put your skills to excellent use in a thriving and positive environment then keep reading!
About the Role
As a Portfolio Manager within the Commercial Lending function, you'll assist with the in-life management of existing commercial accounts including corporate buy to let, commercial investment and owner occupied mortgages.
This is an important role, one where you’ll work to support commercial lending customers and deliver key portfolio management activities. You’ll be conducting full facility reviews, instructing and analysing revaluations, assessing covenants, managing watch list accounts, arrears and recovery cases. This is a stretching and interesting role with a significant level of stakeholder and supplier contact as well as customer support and strategy.
You will build great relationships with customers and deliver a high standard of customer service. You’ll provide prompt and robust assessment of material variations for customers and strive towards achieving successful retention rates to help deliver the commercial plan.
The ability to make critical evaluations, re-prioritise, make informed decisions and have detailed conversations with customers is key. The ability to work independently on projects as well as within a team will be required.
Please Note: We are based in Peterborough, currently working a hybrid of two days in the office each week for training, collaboration and important meetings and the remainder at home.
About You
You’ll need a good understanding of Commercial Lending and have experience working directly with customers, solicitors, surveyors and suppliers. You’ll pride yourself on great direct customer interaction with deep understanding of account reviews, lending, covenant checking, valuation reports and a firm understanding of how to analyse and interpret financial accounts.
Coupled with this will be great organisation, negotiation skills and flair for numbers, data and analysis.
All this will be underpinned with demonstrating leadership values and behaviours, as you’ll engage with external customers as well as colleagues across YBS.
About Us
At YBS we don’t have shareholders, we have members. We care about people and that includes you. So here, you’ll be respected for who you are, you’ll be able to bring your whole self to work, and you’ll have everything you need to build a long and rewarding career.
Flexibility We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it’s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you. We’re happy to talk flexible working and you can reach out to us anytime during the recruitment process to discuss this.
Development We want you to feel challenged here. Whatever your ambitions, we’re committed to helping you develop your skills and move ahead in your career journey. From day one, we’ll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly.
Inclusivity We’re passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you’ll go the extra mile to help our members, you’ll fit right in and feel you belong here.
About our Benefits
We offer lots of fantastic rewards that you can make the most of in and out of work, including:
* Holiday You’ll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.
* Bonus At YBS we work collaboratively and share in our success together, so when we reach our goals we’re all rewarded with an on target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%).
* Pension We know how important it is to save towards the future, that’s why we’ll contribute up 11% into your YBS pension.
* Healthcare Health and wellbeing are an important part of life at YBS, when you join us you’ll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.
* My Benefits When you join YBS you’ll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts.
Ready to Apply?
If you’re excited about this role and want to be part of the YBS team, click apply now to send us your application.
Want More Information?
If you have any questions about this role, please contact Olivia Lambert on Olambert@ybs.co.uk.
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