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Underwriter/ Credit Risk Analyst | Fully Remote | £30k - £35k, Cambridge
Client: Skillful
Location:
Job Category:
Other
-
EU work permit required:
Yes
Job Views:
5
Posted:
31.05.2025
Expiry Date:
15.07.2025
Job Description:
Role: Credit Underwriter / Credit Risk Analyst
Location: Fully remote (UK only)
This is a brilliant opportunity to join a digital-first, values-led business that’s already made serious waves in the consumer finance space. With a growing product set spanning Buy Now Pay Later, credit cards, and business finance, they’re helping people buy everything, everywhere, every day, and doing it in a smarter, fairer way.
They’ve built a strong foundation and are now expanding their UK operation, giving you the chance to join early, take ownership, and make a difference from day one. The culture is collaborative, energising, and full of people who care deeply about doing good work. You’ll be trusted, supported, and given the space to grow.
They’re looking for someone to help them grow by joining as a Credit Underwriter / Credit Risk Analyst.
This is a hands-on position, ideal for someone who thrives on variety. You’ll make real-time credit decisions while also using SQL and Python to support portfolio analysis. Whether you’re an experienced underwriter with an interest in analytics or already blending both, this role allows you to stretch and make an impact.
To succeed, you should have experience underwriting unsecured personal loans or be an analyst comfortable assisting with underwriting. A good understanding of credit risk is essential. You should also be comfortable working independently, spotting risks, and making confident decisions that balance risk and growth.
Key responsibilities include:
* Reviewing and assessing consumer credit applications across a growing portfolio
* Engaging with customers and gathering additional information
* Spotting risks and fraud, making clear, well-reasoned credit decisions
* Supporting analytics projects using SQL and Python (bonus)
* Generating insights on performance and influencing credit strategy
* Collaborating across teams to improve processes and outcomes
* Taking ownership in a fast-paced, fully remote environment
Required experience:
* Underwriting in UK consumer lending, especially unsecured loans
* Working with credit risk strategies and affordability models
* Using SQL or Python, or willingness to learn
* Balancing commercial thinking with attention to detail
* Clear communication and decision-making under pressure
* Experience working remotely with trust and autonomy
This could be a great next step for your career.
We’re happy to provide a full spec or discuss further over a brief call—just let us know your preference.
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