About the Role
We’re currently seeking an experienced professional to join our team in the role of Credit Risk Analyst. This position allows you to engage with a variety of senior stakeholders across Corporate and Institutional Banking and offers prospects for long‑term career development.
In This Role You Will
* Monitor portfolio performance against key indicators, pro‑actively identifying risks and highlighting opportunities to support sustainable growth.
* Develop and refine credit risk strategies to support data‑driven decisions that balance customer needs and business goals.
* Contribute to projects by working alongside experienced risk professionals to streamline workstreams and deliver key initiatives, with the opportunity to own meaningful projects supported by lead analysts.
* Deliver meaningful data analysis, translating findings into clear recommendations and presenting insights to key stakeholders.
* Share findings with colleagues and stakeholders, balancing risk, reward, and customer impact by blending analysis, stakeholder conversations and practical decision‑making.
* Collaborate with teams to identify and address risks, maintaining strong governance and learning how effective controls keep decisions safe and fair.
* Build your expertise in retail risk management, with opportunities to learn and collaborate across the wider business to support customers and manage risk.
Requirements
* Experience analysing data using software such as SAS, SQL, R, Stata, or Python.
* Strong communication and interpersonal skills, with the ability to work well in a team.
* Analytical thinking and a proactive approach to problem‑solving.
* The ability to prioritise tasks and manage competing deadlines.
* A keen interest in retail banking, risk management, analytics, or business performance.
Benefits
As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK‑based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.
Our Commitment to Diversity and Inclusion
HSBC is committed to creating diverse and inclusive workplaces – no matter gender, ethnicity, disability, religion, sexual orientation, or age. We are a Disability Confident Leader and offer support to candidates with disabilities, long‑term conditions or neurodivergent candidates who meet the minimum criteria for the role.
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