Job Title - Underwriter
Department - Underwriting
Reporting to - Head of Underwriting
Location - Office based (London), Hybrid and flexible start/finish times
Salary - £50,000 - £55,000
Working alongside our expanding and talented underwriting team, you will review a volume of applications, assessing our customer profiles and making a decision to lend in line with our criteria and our funders risk appetite. You will work on each case from application to completion and contribute to the growth of our business.
As an Underwriter, you will have a variety of tasks to complete, working collaboratively with the underwriting team, identifying solutions for our customers and making key decisions on applications.
Day to day, you will:
1. Managing the entire lending process from application through to drawdown to include oversight of the underwriting and due diligence processes
2. Action new lending requests for bridging loans and analyse credit worthiness.
3. Underwrite bridging loans against agreed lending criteria.
4. Prepare detailed credit proposals for submission to the Credit Committee.
5. Preparing offer documentation and ensuring all loan conditions are met throughout the drawdown process.
6. Assessing applications, carrying out due diligence as per company requirements, including but not l...