A prestigious banking institution wish to hire a Lending and Securities Officer, this role is key in supporting the Lending & Securities leadership team, to ensure all aspects of the bank’s lending, both post-completion servicing and loan/security documentation, are handled efficiently, accurately, and consistently.
Overview
Ensure lending and security documentation is efficiently and accurately prepared in a timely manner before an advance is made available.
To assist in the maintenance of legal documentation ensuring they comply with the latest legislation and are maintained to the highest standard in order to protect the bank.
Prepare and issue documentation for security releases, transfers, consents to lease, and guarantee renewals in line with procedures and delegated authority.
Complete lending back-office tasks related to pre- and post-drawdown formalities, including but not limited to regulated mortgage statements, rate change notifications, and credit searches.
Provide support of Bank projects when required.
Experience Required
Technical knowledge in lending, loan security, bespoke non-standard security documentation, regulated mortgage contracts, and the Consumer Credit Act.
Technical knowledge of end-to-end lending processes (post approval) to operate within regulation and legislation, as well as awareness of the associated risks of the product.
Experience and awareness of a variety of retail banking products
CeMap - an advantage