Job Title: Credit Risk Manager
Salary: Up to £120k + Equity
Company Description: Lendable.co.uk - VC-backed fintech unicorn
Job Description: Lead credit strategy for a profitable unicorn backed by Goldman Sachs. You will own the end-to-end decisioning for consumer finance products, utilizing Python and SQL daily to optimize lending. This high-impact role blends hands-on data science with strategic leadership, driving growth across UK and US markets while mentoring a team of elite analysts.
Location: London, UK
Why this role is remarkable:
* Join a profitable fintech unicorn backed by heavyweights like Goldman Sachs and Balderton Capital, offering both stability and massive growth potential.
* High-autonomy environment where you own the strategy for core products like loans and credit cards, moving from data insight to implementation without bureaucracy.
* Work alongside a world-class team of alumni from Capital One and Zopa in a culture that prizes analytical rigor and rapid execution.
What you will do:
* Design and refine credit decisioning strategies to determine who to lend to, at what volume, and at what price.
* Conduct deep-dive data analysis using Python and SQL to build monitoring frameworks and forecast portfolio returns.
* Collaborate directly with engineering and product teams to deploy machine learning models and experimental lending strategies.
The ideal candidate:
* Has 5+ years of credit risk experience at a data-driven consumer lender, with a strong background in strategy and analytics.
* Expert-level proficiency in Python and SQL is essential, as this is a hands-on role requiring daily coding and model building.
* Possesses a top-tier quantitative degree and a proven track record of mentoring junior analysts while delivering commercial results.
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