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Commercial finance analyst

Watford
Investigo
Commercial finance analyst
Posted: 13h ago
Offer description

Job Description

Location: Watford (Hybrid)Salary: £45,000 + benefitsContract: Full-time, permanentOverview We are seeking a commercially minded Commercial Finance Analyst / FP&A Analyst to join our finance team in Watford. This role is ideal for someone who enjoys partnering with the business, analysing financial performance, and supporting strategic decision‑making. You will play a key part in budgeting, forecasting, month‑end reporting, and providing insight to senior stakeholders. This position suits a part‑qualified finance professional (ACCA/CIMA/ACA) looking to develop within a fast‑paced, commercially focused environment.


Key Responsibilities Commercial Finance & Business Partnering
* Support commercial teams with financial insight to drive performance and improve profitability.
* Analyse sales, margin, pricing, and customer performance, identifying drivers and trends.
* Provide data-driven recommendations to senior leadership to influence commercial strategy.
* Develop and maintain financial models to support business cases, scenario analysis, and investment decisions.
* Monitor KPIs, highlighting risks and opportunities across revenue and cost lines.

FP&A (Budgeting, Forecasting & Planning)

* Assist with the annual budget and regular reforecasting cycles.
* Consolidate inputs from multiple business units and challenge assumptions where appropriate.
* Prepare variance analysis, bridging performance between actuals, forecasts, and prior periods.
* Support long-term strategic planning and rolling forecasts.

Month-End Responsibilities

* Perform month-end analysis including revenue, gross margin, opex and overhead reporting.
* Prepare journals (accruals, prepayments, adjustments) where required.
* Ensure accurate and timely financial reporting in alignment with group deadlines.
* Reconcile key accounts and work closely with the Financial Accounting team to ensure data integrity.
* Create dashboards and financial packs for senior management review.

Data & Systems

* Work with Excel and BI tools (e.g., Power BI, Tableau, or similar) to improve reporting efficiency.
* Enhance existing reporting frameworks and develop automated processes where possible.
* Maintain financial models and ensure data accuracy and consistency.

Skills, Experience & Qualifications

* Part‑qualified or recently qualified ACCA / CIMA / ACA (or equivalent experience).
* Strong analytical and commercial mindset.
* Excel skills at an advanced level (pivot tables, lookups, modelling).
* Experience with BI/reporting tools preferred.
* Excellent communication skills – able to present complex data clearly.
* Comfortable working with stakeholders across multiple teams.
* Proactive, detail‑oriented, and able to work in a fast‑paced environment.

What’s on Offer

* £45,000 salary
* Hybrid working (Watford office)
* Study support (if applicable)
* Progression opportunities within a growing finance team
* Great exposure to cross‑functional commercial operations

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