The Head of Risk and Regulatory Compliance will support the Chief Risk Officer (CRO) in developing, implementing, and maintaining the Group’s risk and compliance frameworks. The role ensures Vitesse Group continues to operate with strong governance, effective risk management, and compliance with regulatory requirements across the UK and internationally. This person will play a pivotal role in embedding a culture of risk awareness and regulatory excellence, while acting as a key advisor to senior stakeholders and a trusted partner to regulators. Core responsibilities: Risk Management & Governance Support the CRO in the design, implementation, and oversight of an effective Group Risk Management Framework. Develop and embed the Three Lines of Defence (3LoD) model aligned to the Group’s strategic objectives. Ensure effective governance, reporting, and escalation processes across Group and entity-level risk activities. Manage and optimise the Group’s Risk Management Software (Protecht) to ensure robust risk identification, monitoring, and reporting. Act as Secretary to the Group Audit & Risk Committee, managing agendas, materials, minutes, and ensuring the committee’s effectiveness. Assurance & Audit Maintenance and execution of a Group-wide internal assurance plan, focusing on both risk and compliance assurance reviews. Oversee the external audit framework, coordinating with auditors to ensure effective delivery and follow-up. UK Regulatory Compliance: Oversight of UK regulatory requirements, setting policy and advising the business of regulatory obligations. Monitor and interpret UK regulatory developments Maintain oversight of UK regulatory change initiatives impacting Vitesse PSP Ltd. Support the CRO in managing UK regulatory relations, ensuring a consistent and transparent approach in communications with regulators. Specialist Risk Areas Partner with the DPO and CISO to manage privacy and data protection risk, ensuring compliance with GDPR and global equivalents. Provide input on broader risk domains including operational resilience, financial crime, and cyber risk. Why Join Us? We are a high-growth business with a strong, open, and positive culture. At Vitesse, we combine the fast-paced, innovative energy of a scale-up with the solid foundation of a proven product-market fit and an exciting market opportunity. As a Head of Risk and Regulatory Compliance you’ll have the chance to build something meaningful, working with a team of passionate individuals committed to driving growth. Requirements Significant experience in risk management and regulatory compliance within financial services, ideally payments or e-money institutions. Strong knowledge of UK regulatory frameworks (FCA, PSD2, EMI safeguarding) and awareness of international regulatory regimes. Experience contributing to risk and compliance frameworks at a Group or multi-jurisdictional level. Track record in audit, assurance, and governance. Familiarity with Three Lines of Defence models and enterprise risk management principles. Hands-on experience with risk management systems (Protecht or similar). Strong communication skills, with the ability to work effectively with senior executives, regulators, and auditors. Benefits 25 days Holiday per year (increasing by 1 day per years' service, up to 30 days) Bank Holidays Hybrid working arrangements – minimum 2 days in the office, Tuesday - Thursday Contributory pension scheme Enhanced Parental leave Cycle to Work Scheme Private Medical Insurance with AXA Unlimited access to therapy sessions through our partner, Oliva Discounted Gym membership through Gympass Financial Coaching with Octopus Wealth 2 days of volunteering leave per year Sabbatical after 5 years’ service Life Assurance - MetLife (UK employees only) Ongoing Learning and Development to support you reach your career goals We are Vitesse – the payment provider of choice for the insurance and treasury industry. Formed in 2014 by a team of proven FinTech entrepreneurs, we are an FCA regulated payments business that is driven to be the payment partner of choice for the insurance market, by providing global payment services and treasury optimisation. Operating one of the largest domestic banking and payment settlement networks in the world, we give our customers direct access to more than 170 countries and territories, covering over 110 currencies. Through a single integration, insurers can use this network to pay claims in as fast as 45 seconds, delivering a better customer experience to their claimants. Our market-leading treasury optimisation service brings complete control and transparency to insurers and allows them to have their money in the right place, at the right time, to make that all important payment - fast, and when their customers need it most. With now over 160 employees across Europe and our London headquarters, $26m series B funding in 2022 in the bag and approaching £8bn in processed transactions, we are only just getting started. We are collaborative, customer centric and work with integrity, whilst partnering with some of the biggest insurance leaders including Lloyd’s of London and Many Pets. We take huge pride in our company culture, ensuring that everyone has a part to play, an opportunity to be heard, be involved, and the ability to make a real difference. As we continue to scale up, we want like-minded humans to join us on this exciting journey. Are you ready? Vitesse at our best – our values The Vitesse values are a true reflection of what it takes to thrive in our business, so it’s important to us that any employee who joins our business is aligned with these 3 attributes Confident Humility We don’t do ego and we know that unless we all win, none of us win. We admit when we’re wrong, ask for help and always think about the wider business before ourselves. Driven to Succeed We see the opportunity ahead of us and we won’t stop until we fulfil the potential we know we have. We hold ourselves to high standards and deliver high quality outcomes for Vitesse and our customers. Tenacious Responsibility We take ownership for our actions and decisions, and face into the challenges that come our way. We are committed to seeing things through to completion, even in the face of adversity. We are an Equal Opportunity Employer We are committed to creating an inclusive environment that enables everyone to perform at their best, where we recognise the rights of all individuals to mutual respect and where there is an unbiased acceptance of others. Our policies and practices aim to promote an environment that is free from all forms of Unfair discrimination and values the diversity of all people. At the heart of our policy, we seek to treat people fairly and with dignity and respect.