Assistant Property Underwriter
* Governance Structure: UK Retail
* Department/ Team: Property / Delegated Authority
* Location: London GTS
* Contract Type: Permanent
* Working Hours: Full-Time
* Working Type: Office Based / Hybrid
* Line Manager: Property Underwriting Manager
* People Leader: No
* Senior Manager/Certified: No
Team Profile
Our Property Underwriting team is a specialist unit within Clear Group, working primarily with delegated authority schemes. Based in our London office and supported by colleagues in Alcester, the team currently comprises 10 underwriters, with an additional 2 team members based remotely.
We focus exclusively on Property underwriting and operate under a Binder agreement, with a strong track record of profitable growth. The team plays a vital role in supporting Clear's broader MGA strategy, offering exciting opportunities for progression within our wider underwriting business.
We foster a supportive and collaborative working environment, where knowledge sharing, professional development, and continuous improvement are at the core of everything we do.
Position Profile
As an Assistant Property Underwriter, you’ll play a key role in growing and managing our property binder portfolio – applying sound technical judgment to deliver accurate, timely underwriting decisions.
Whether you're early in your career or looking for a solid foundation in insurance, this is a great opportunity to develop specialist knowledge and join a business that invests in your long‑term growth.
You’ll receive structured training over your first 6–12 months, with the support of experienced colleagues, clear development milestones, and access to learning opportunities across Clear Group’s MGA division.
Key Responsibilities
Underwriting & Risk Management
* Support the underwriting process by providing quotations under supervision within the Delegated Authority Scheme
* Apply underwriting guidelines carefully, escalating complex decisions as needed
* Follow insurer underwriting guides and binder protocols
* Assist in selecting risks that contribute to the growth and profitability of the Property Binder
Policy Administration & Documentation
* Help issue and manage documentation for renewals, mid‑term adjustments (MTAs), and new business
* Maintain accurate bordereaux returns and underwriting spreadsheets
Reporting & Compliance
* Assist in preparing regular reports for the internal team and insurers
* Support compliance with Green Audits and regulatory requirements
* Adhere to industry standards and company procedures
Relationship Management
* Support the team in insurer meetings and build good working relationships
* Learn about and promote the Property underwriting service within Clear Group
Professional Development
* Engage actively with ongoing training and Continuing Professional Development (CPD)
Candidate Profile
Attributes, Skills & Qualifications
We welcome applications from individuals who meet the essential criteria through relevant experience or transferable skills. Additional desirable skills, attributes, or qualifications will be considered an advantage. We are committed to fostering a diverse and inclusive work environment and encourage candidates from all backgrounds and experiences to apply.
Essential
* An interest in pursuing a long‑term career in insurance
* Confidence working with data, spreadsheets, and documentation
* Good attention to detail and the ability to manage multiple tasks
* Strong verbal and written communication skills
* A collaborative approach and willingness to learn
* Curiosity about the insurance industry and how underwriting supports clients
Desirable
* Exposure to commercial insurance or underwriting (through work, study, or internship)
* Familiarity with FCA regulations or insurance market structures
* An understanding of property risks and insurance terminology
* Experience using systems such as Acturis or similar platforms
Key Attributes
* A client‑focused mindset with a proactive and empathetic approach
* Confidence in decision‑making and problem‑solving
* A collaborative approach and willingness to share knowledge
* A flexible and adaptable attitude in a changing environment
* Accountability for delivering high‑quality outcomes
* Strong organisational skills and attention to detail
Value Alignment and Professional Behaviour
As part of the Clear Group, we expect all colleagues to demonstrate behaviours that reflect our core values: Professionalism, Excellence, Resilience, Respect, Commitment, and Simplicity.
We foster an environment that empowers individuals to succeed and where collaboration, client focus, and continuous learning are central to how we work. We believe that by working together and supporting one another, we become stronger — for our clients, our colleagues, and our businesses.
* Professionalism: We conduct ourselves as role models, in a professional manner and possess the necessary knowledge and skills to provide expert advice and guidance to stakeholders.
* Excellence: We are dedicated to providing excellent customer service and being responsive to the needs and concerns of our stakeholders.
* Resilience: Driven to succeed, we adapt to changes in the insurance market and within the growing organisation.
* Respect: We prioritise the needs of individuals and treat each other with dignity and respect, providing an environment where they feel valued.
* Commitment: We are committed to developing long‑term, sustainable relationships that are mutually beneficial; and ourselves to be our best.
* Simplicity: We will break down complex ideas, tasks, or products into smaller, more manageable components, and communicate information clearly and effectively.
Position Expectation & Scope
This role profile outlines the core responsibilities and requirements for this position, which represent approximately 80% of the standard expectations. Duties and requirements may vary across different teams and projects.
Evaluation / Benchmarking
Remuneration for this role will be determined based on a confidential evaluation and benchmarking process. Specific salary details and remuneration packages are proprietary and will be discussed individually with selected candidates.
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