Company Description/ Business Unit
Location: London (hybrid working 3 office days per week) #LI-Hybrid
Employment Type: Full time / Permanent
Additional Benefits: Annual Bonus, Cash-Car Allowance & Private Medical Insurance
Application Closing Date: Friday 17th October 2025
Thought The AA only provide roadside assistance? Think again.
For over 100 years, we've continued to evolve and adapt. Today, as the nation's number one motoring organisation, we offer a range of excellent products and services to millions of customers from roadside assistance to home and motor insurance as well as providing the latest driving technologies. As we continue to expand, diversify, and modernise, joining us as our Head of Car Finance & Lease, you'll play a key part to our success and join us on this exciting motoring journey.
This is the job
Lead the strategic direction of our vehicle finance and leasing portfolio in this key leadership role within Financial Services. You'll drive commercial performance, ensure regulatory compliance, and deliver outstanding outcomes for customers and partners. Collaborating with senior stakeholders across Finance, Product, Risk, and Operations, you'll shape propositions that are competitive, compliant, and aligned with our growth ambitions.
What will I be doing?
* Lead the full lifecycle of the Car Finance & Lease business, with accountability for P&L and performance insights.
* Define and deliver the strategic roadmap, aligned with Financial Services objectives.
* Collaborate with strategic partners and aggregators to optimise commercial outcomes.
* Shape pricing and risk strategies in partnership with Risk teams.
* Ensure strong governance and compliance with FCA regulations and TCF principles.
* Build and inspire a high-performing team, fostering innovation and continuous improvement.
* Represent the business externally with lessors, brokers, and regulatory bodies.
* Champion digital transformation to enhance customer experience and operational efficiency.
What do I need?
Capability, Knowledge and Experience:
* Proven leadership in automotive finance, leasing, or Financial Services, with a track record of driving results
* Commercial expertise in pricing, funding, and risk management to shape strategic decisions
* Influential communicator with the ability to engage and inspire senior stakeholders
* Regulatory confidence, with deep knowledge of FCA guidelines, TCF, and Consumer Duty
* Experience with OEMs and fleet finance, bringing valuable industry insight
* Certified function holder under relevant financial regulations
* Strategic thinker with a data-driven approach to planning and performance
* Strong negotiator, skilled in managing third-party partnerships and vendor relationships
* Inspirational leader, able to build high-performing teams and foster innovation
Additional information
We're always looking to recognise and reward our employees for the work they do. As a valued member of The AA team, you'll have access to a range of benefits including:
* 25 days annual leave plus bank holidays + holiday buying scheme
* Worksave pension scheme with up to 7% employer contribution
* Free AA breakdown membership from Day 1 plus 50% discount for family and friends
* Discounts on AA products including car and home insurance
* Employee discount scheme that gives you access to a car salary sacrifice scheme plus great discounts on healthcare, shopping, holidays and more
* Company funded life assurance
* Diverse learning and development opportunities to support you to progress in your career
* Dedicated Employee Assistance Programme and a 24/7 remote GP service for you and your family
Plus, so much more
We're an equal opportunities employer and welcome applications from everyone. The AA values diversity and the difference this brings to our culture and our customers. We actively seek people from diverse backgrounds to join us and become part of an inclusive company where you can be yourself, be empowered to be your best and feel like you truly belong. We have five communities to bring together people with shared characteristics and backgrounds and drive positive change.
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